FakecreditcardAbout BIN 423804
BIN 423804 is listed as a Visa Gold credit card issued by El Credito Hipotecario Nacional de Guatemala in Guatemala. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Gold is a mid-tier product between the entry level (Classic or Standard) and premium tiers such as Platinum.
El Credito Hipotecario Nacional de Guatemala has 10 BINs in the dataset, which makes it 16th of 17 banks with a BIN page in Guatemala. The El Credito Hipotecario Nacional de Guatemala BIN list shows all of them with network, type and level.
Guatemala has 573 BINs in the dataset; among the 547 that name an issuer, the main networks are Visa (74%), Mastercard (23%), Diners Club (2%), and 31% are debit. See the Guatemala BIN list.
Visa number format for BIN 423804
| Starts with | 423804 (the BIN). First digit 4: banking and financial |
|---|---|
| Length | 16 digits (13 and 19 also allowed) |
| Security code | 3-digit CVV2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 4238 0455 6114 3984 |
A checkout that receives a number starting with 423804 should detect Visa, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 423804 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
More BINs from El Credito Hipotecario Nacional de Guatemala
All 10 BINs of El Credito Hipotecario Nacional de Guatemala →
Frequently asked questions
Which bank issued BIN 423804?
BIN 423804 is registered to El Credito Hipotecario Nacional de Guatemala in Guatemala. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 423804 a debit or a credit card BIN?
It is recorded as credit, product level Gold. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.
How many digits does a card with BIN 423804 have?
Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 423804?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by El Credito Hipotecario Nacional de Guatemala, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.