FakecreditcardAbout BIN 497140
BIN 497140 is listed as a Visa Prepaid Classic debit card issued by Credit Industriel et Commercial in France. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Prepaid products are loaded with funds in advance instead of drawing on a credit line; subscription and recurring-billing flows often handle them separately.
Credit Industriel et Commercial has 48 BINs in the dataset, which makes it 14th of 38 banks with a BIN page in France. The Credit Industriel et Commercial BIN list shows all of them with network, type and level.
France has 3,976 BINs in the dataset; among the 3,209 that name an issuer, the main networks are Visa (58%), Mastercard (26%), Maestro (6%), and 43% are debit. See the France BIN list or the France card generator.
Visa number format for BIN 497140
| Starts with | 497140 (the BIN). First digit 4: banking and financial |
|---|---|
| Length | 16 digits (13 and 19 also allowed) |
| Security code | 3-digit CVV2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 4971 4089 9569 6475 |
When you test with this BIN, check that your form shows the Visa logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
BINs just below and above 497140. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.
More BINs from Credit Industriel et Commercial
All 48 BINs of Credit Industriel et Commercial →
Frequently asked questions
Which bank issued BIN 497140?
BIN 497140 is registered to Credit Industriel et Commercial in France. The dataset lists the website www.cic.fr. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 497140 a debit or a credit card BIN?
It is recorded as debit, product level Prepaid Classic. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).
How many digits does a card with BIN 497140 have?
Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 497140?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Credit Industriel et Commercial, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.