FakecreditcardAbout BIN 103081
BIN 103081 is listed as a Local brand debit card issued by Agricultural Bank of China in China. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).
Agricultural Bank of China has 1,066 BINs in the dataset, which makes it the largest of 41 banks with a BIN page in China. The Agricultural Bank of China BIN list shows all of them with network, type and level.
China has 18,370 BINs in the dataset; among the 6,236 that name an issuer, the main networks are UnionPay (39%), Private label (21%), Local brand (15%), and 66% are debit. See the China BIN list or the China card generator.
Local brand number format for BIN 103081
| Starts with | 103081 (the BIN). First digit 1: airlines |
|---|---|
| Length | 15 digits is typical for this prefix |
| Security code | 3 digits on most cards |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 1030 811726 60082 |
A checkout that receives a number starting with 103081 should detect Local brand, expect 15 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 103081 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
More BINs from Agricultural Bank of China
All 1,066 BINs of Agricultural Bank of China →
Frequently asked questions
Which bank issued BIN 103081?
BIN 103081 is registered to Agricultural Bank of China in China. The dataset lists the website www.abchina.com. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 103081 a debit or a credit card BIN?
It is recorded as debit. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).
How many digits does a card with BIN 103081 have?
Numbers with this prefix are usually 15 digits long. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 103081?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Agricultural Bank of China, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.