FakecreditcardAbout BIN 108686
BIN 108686 is listed as an UATP credit card issued by Air New Zealand (NZ) in New Zealand. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.
Air New Zealand (NZ) has 100 BINs in the dataset, which makes it the largest of 10 banks with a BIN page in New Zealand. The Air New Zealand (NZ) BIN list shows all of them with network, type and level.
New Zealand has 509 BINs in the dataset; among the 409 that name an issuer, the main networks are Mastercard (25%), UATP (24%), Visa (24%), and 23% are debit. See the New Zealand BIN list.
UATP number format for BIN 108686
| Starts with | 108686 (the BIN). First digit 1: airlines |
|---|---|
| Length | 15 digits is typical for this prefix |
| Security code | 3 digits on most cards |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 1086 868734 63209 |
A checkout that receives a number starting with 108686 should detect UATP, expect 15 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 108686 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
More BINs from Air New Zealand (NZ)
All 100 BINs of Air New Zealand (NZ) →
Frequently asked questions
Which bank issued BIN 108686?
BIN 108686 is registered to Air New Zealand (NZ) in New Zealand. The dataset lists the website www.airnewzealand.com. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 108686 a debit or a credit card BIN?
It is recorded as credit, product level UATP. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.
How many digits does a card with BIN 108686 have?
Numbers with this prefix are usually 15 digits long. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 108686?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Air New Zealand (NZ), linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.