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New Zealand BIN List

Card BINs issued by banks in New Zealand: networks, debit and credit ranges, and the main issuers.

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408BINs with a named issuer
47issuers
23%debit ranges
7card networks

The dataset has 509 BINs registered to New Zealand; 408 of them name the issuing bank. Mastercard accounts for 101 of them (25%), followed by UATP (100), American Express (98), Visa (98) and 3 other networks. 93 are debit ranges and 315 are credit ranges (23% debit).

Air New Zealand (NZ) is the biggest issuer here with 100 BINs, out of 47 issuers in total, ahead of American Express (55) and Westpac New Zealand, Ltd. (40). 10 banks have 10 or more BINs and their own pages below.

By product level, the data shows UATP (100), Classic (37) and Standard (33). 47 BINs are prepaid or gift products. 58 are marked as business, corporate or commercial.

New Zealand test card generatorBank pages (10)

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Card networks in New Zealand

NetworkDebitCreditOtherTotal
Mastercard 44570101
UATP 01000100
American Express 494098
Visa 3761098
Maestro 6208
UnionPay 1102
Cirrus 1001

Largest issuers in New Zealand

IssuerBINsMain networkDebit
Air New Zealand (NZ)100UATP0%
American Express55American Express7%
Westpac New Zealand, Ltd.40Mastercard35%
Bank of New Zealand22Visa27%
ANZ Bank New Zealand, Ltd.22Visa18%
Amex New Zealand Globestar Charge18American Express0%
Asb Bank, Ltd.16Visa6%
Kiwibank, Ltd.16Visa38%
AE New Zealand Pegasus14American Express0%
Eml Payment Solutions, Ltd.11Mastercard100%
Citibank N.A.8Visa0%
AEII New Zealand - Gstar Cons Revolve6American Express0%
WEX Bank5Mastercard0%
Flexewallet (NZ), Ltd.5Visa100%
TSB Bank, Ltd.5Mastercard40%
Banzpay Technology, Ltd.5Mastercard80%
Wise Payments, Ltd.4Visa100%
Interpayment Services, Ltd.4Visa100%
Westpac Banking Corporation4Visa0%
Epay New Zealand, Ltd.4Visa100%
ANZ National Bank, Ltd.4Mastercard25%
Latitude Financial Services, Ltd.3Visa0%
Humm (NZ), Ltd.3Mastercard0%
Change Labs NZ Pty, Ltd.3Mastercard100%
Emerge Group, Ltd.3Mastercard100%
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All bank BIN pages in New Zealand

10 issuers with 10 or more BINs, largest first.

Other issuers

Issuers with fewer than 10 BINs in the data (no separate page): Citibank, National Association, AEII New Zealand - Gstar Cons Revolve, WEX Bank, Flexewallet (NZ), Ltd., TSB Bank, Ltd., Banzpay Technology, Ltd., Wise Payments, Ltd., Interpayment Services, Ltd., Westpac Banking Corporation, Epay New Zealand, Ltd., ANZ National Bank, Ltd., Latitude Financial Services, Ltd., Humm (NZ), Ltd., Change Labs NZ Pty, Ltd., Emerge Group, Ltd., Revolut Payments New Zealand Pty, Ltd., Bank of Baroda (New Zealand), Ltd., Industrial and Commercial Bank of China (New Zealand), Ltd., ANZ Banking Group, Revolut, Ltd., Immersve, Ltd., SBS Money, Ltd., Airwallex (Singapore) Pte. Ltd., Southland Building Society, Oxygen Global NZ, Ltd., Provisional Bid - Bondsmith, Ltd., National Bank of New Zealand, Ltd., Card Works, Ltd., ANZ - Australia and New Zealand Banking Group, The Hongkong and Shanghai Banking Corporation, Ltd. and more.

Sample New Zealand BINs

40 BINs spread evenly across the 408 with a named issuer. Look up any other BIN with the BIN checker.

BINNetworkTypeLevelIssuerTest numbers
108600UATPCreditUATPAir New Zealand (NZ)Generate
108610UATPCreditUATPAir New Zealand (NZ)Generate
108620UATPCreditUATPAir New Zealand (NZ)Generate
108630UATPCreditUATPAir New Zealand (NZ)Generate
108640UATPCreditUATPAir New Zealand (NZ)Generate
108651UATPCreditUATPAir New Zealand (NZ)Generate
108661UATPCreditUATPAir New Zealand (NZ)Generate
108671UATPCreditUATPAir New Zealand (NZ)Generate
108681UATPCreditUATPAir New Zealand (NZ)Generate
108691UATPCreditUATPAir New Zealand (NZ)Generate
376875American ExpressCreditCorporateAE New Zealand PegasusGenerate
377409American ExpressCreditPersonalAmex New Zealand Globestar ChargeGenerate
377419American ExpressCreditCorporateAE New Zealand PegasusGenerate
377429American ExpressCredit–American ExpressGenerate
377439American ExpressCredit–American ExpressGenerate
377450American ExpressCredit–American ExpressGenerate
377489American ExpressCredit–American ExpressGenerate
377807American ExpressCredit–American ExpressGenerate
377866American ExpressCreditPersonal Gold ChargeBank of New ZealandGenerate
377895American ExpressCredit–American ExpressGenerate
410136VisaDebitCorporate T&EAirwallex (Singapore) Pte. Ltd.Generate
428429VisaDebitPrepaidWestpac New Zealand, Ltd.Generate
436527VisaDebitClassicBank of Baroda (New Zealand), Ltd.Generate
444689VisaCreditBusinessKiwibank, Ltd.Generate
450977VisaCreditClassicWestpac New Zealand, Ltd.Generate
455046VisaCreditClassicWestpac New Zealand, Ltd.Generate
464278VisaDebitClassicBank of New ZealandGenerate
472325VisaDebitPrepaid Travel MoneyInterpayment Services, Ltd.Generate
485940VisaCreditPurchasingCitibank, National AssociationGenerate
499915VisaCreditClassicBank of New ZealandGenerate
515682MastercardCreditPlatinumWestpac New Zealand, Ltd.Generate
522138MastercardCreditStandardWestpac New Zealand, Ltd.Generate
528854MastercardDebitPrepaid ReloadableImmersve, Ltd.Generate
538409MastercardDebitPrepaidEml Payment Solutions, Ltd.Generate
538712MastercardDebitPrepaid ReloadableImmersve, Ltd.Generate
540923MastercardDebitPrepaid CorporateChange Labs NZ Pty, Ltd.Generate
544916MastercardCreditBusinessWestpac New Zealand, Ltd.Generate
548848MastercardCredit–Asb Bank, Ltd.Generate
555297MastercardCreditCorporate PurchasingWEX BankGenerate
559446MastercardCreditPlatinumHumm (NZ), Ltd.Generate

Frequently asked questions

How do I find which bank issued a card from New Zealand?

Type the first 6 to 8 digits into the box above or the BIN checker: it shows the issuer, network, card type and country. 10 banks from New Zealand with 10 or more BINs also have a page listing all their BINs.

Which card networks are used in New Zealand?

By BIN count: Mastercard 25%, UATP 25%, American Express 24%, Visa 24%. 23% of the ranges are debit and 77% credit.

Why do the totals differ (509 vs 408 BINs)?

The dataset holds 509 BINs registered to New Zealand, but only 408 name the issuing bank; the rest are listed with a network or a processor only. This page counts the ranges with a named issuer.

Can a BIN be turned into a real, usable card number?

No. Numbers generated from a BIN pass format checks but no bank issued them, so real payments are declined. Use your gateway’s sandbox test cards for checkout tests.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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