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BIN 342881 – American Express Credit Card (United States)

The first six digits 342881 identify an American Express credit card (United States). Below: card format, test numbers and related BINs.

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342881American Express Credit
Network
American Express
Type
Credit
Level
–
Issuer
Not in the data
Country
United States US
Card length
15 digits
Security code
4-digit CID on the front
8-digit range
34288100–34288199

Generate test numbers with this BIN Open in BIN generator

Sample test numbers for BIN 342881 Test data

NumberExpiryCIDCopy
3428 813535 4835710/20279501
3428 815086 4725202/20291440
3428 810713 3359511/20271715

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 342881

BIN 342881 is listed as an American Express credit card in the United States. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

The dataset does not name the issuing bank for this range. That is common for ranges that are new, private or used by processors on behalf of several banks.

The United States has 156,869 BINs in the dataset; among the 73,133 that name an issuer, the main networks are Visa (50%), Mastercard (22%), Discover (17%), and 46% are debit. See the United States BIN list or the United States card generator.

American Express number format for BIN 342881

Starts with342881 (the BIN). First digit 3: travel and entertainment
Length15 digits
Security code4-digit CID on the front
Check digitThe last digit, calculated with the Luhn algorithm
Printed as3428 813535 48357

A checkout that receives a number starting with 342881 should detect American Express, expect 15 digits and ask for a 4-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

The BINs closest to 342881 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.

Frequently asked questions

Which bank issued BIN 342881?

The dataset does not name an issuer for BIN 342881, only the country (United States). The network is American Express.

Is 342881 a debit or a credit card BIN?

It is recorded as credit. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

How many digits does a card with BIN 342881 have?

American Express card numbers have 15 digits, and the security code is a 4-digit CID on the front. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 342881?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by any bank, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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