United States Credit Card Generator

Real BINs from banks in the United States

The generator above is preset with BIN 510255, a Mastercard debit range of Fiserv Solutions, LLC. Pick another bank's BIN below to switch — each number keeps the BIN, gets random digits and a Luhn check digit, and comes with a random expiry date and CVV.

One BIN per bank — the most common Visa or Mastercard product of each of the largest issuers, plus local-network BINs. All 73,133 BINs with a named issuer are in the United States BIN list.

Local card networks in United States

Besides the international networks, the United States has its own card scheme. Local networks matter for testing because their numbers often use prefixes that a Visa/Mastercard-only form rejects or labels wrongly.

Card networks and card types in the United States

We count 156,869 card BINs for the United States — 73,133 with a known issuer, from 6,949 banks. The largest network is Visa with 33% of the ranges, followed by Diners Club (19%). Credit ranges outnumber debit ranges 96,403 to 60,466. 5,670 ranges are prepaid or gift products and 38,583 are business, corporate or commercial cards.

Most common product levels: Business (34,614), Classic (19,966), Personal (18,771), Traditional (4,471), Standard (3,935).

Largest card issuers in the United States

The 10 banks with the most BINs in the data, out of 6,949 named issuers. Each bank with ten or more BINs has a page listing all of them.

Payment testing notes for the United States

• Currency: USD (US dollar). Most gateway APIs expect amounts in the smallest unit, for example 1050 for 10.50.
• Card country: fraud rules often compare the BIN country (US) with the shopper's IP address and billing address. Generate numbers with a BIN from the United States to test the domestic path, and with a foreign BIN to test cross-border rules.
• Debit vs credit: 38% of the BINs from the United States are debit ranges. If your checkout treats debit differently (fees, installments, recurring billing), test with a BIN of each type from the table above.
• Address Verification (AVS) compares the billing ZIP code and street number with the issuer's records, so test forms with both 5-digit and ZIP+4 codes.
• American Express and Discover are US-based networks; US checkouts normally accept them next to Visa and Mastercard.

Generated numbers only pass format checks: network prefix, length and the Luhn checksum. They are not issued by any bank in the United States, carry no money and are declined by every real payment system — use them for forms, validation and BIN rules, and switch to your gateway's documented test cards for approvals and declines.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.