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BIN 344845 – American Express Credit Card (United States)

The first six digits 344845 identify an American Express credit card (United States). Below: card format, test numbers and related BINs.

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344845American Express Credit
Network
American Express
Type
Credit
Level
–
Issuer
Not in the data
Country
United States US
Card length
15 digits
Security code
4-digit CID on the front
8-digit range
34484500–34484599

Generate test numbers with this BIN Open in BIN generator

Sample test numbers for BIN 344845 Test data

NumberExpiryCIDCopy
3448 450275 8784209/20274029
3448 457920 9587211/20287563
3448 457401 9996610/20288979

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 344845

In our BIN data, 344845 is an American Express credit card range, registered in the United States. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

The dataset does not name the issuing bank for this range. That is common for ranges that are new, private or used by processors on behalf of several banks.

Across the United States, the dataset counts 156,869 BINs; among the 73,133 that name an issuer, the main networks are Visa (50%), Mastercard (22%), Discover (17%), and 46% are debit. See the United States BIN list or the United States card generator.

American Express number format for BIN 344845

Starts with344845 (the BIN). First digit 3: travel and entertainment
Length15 digits
Security code4-digit CID on the front
Check digitThe last digit, calculated with the Luhn algorithm
Printed as3448 450275 87842

A checkout that receives a number starting with 344845 should detect American Express, expect 15 digits and ask for a 4-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

The BINs closest to 344845 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.

Frequently asked questions

Which bank issued BIN 344845?

The dataset does not name an issuer for BIN 344845, only the country (United States). The network is American Express.

Is 344845 a debit or a credit card BIN?

It is recorded as credit. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

How many digits does a card with BIN 344845 have?

American Express card numbers have 15 digits, and the security code is a 4-digit CID on the front. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 344845?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by any bank, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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