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BIN 348699 – American Express Credit Card (United States)

The first six digits 348699 identify an American Express credit card (United States). Below: card format, test numbers and related BINs.

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348699American Express Credit
Network
American Express
Type
Credit
Level
–
Issuer
Not in the data
Country
United States US
Card length
15 digits
Security code
4-digit CID on the front
8-digit range
34869900–34869999

Generate test numbers with this BIN Open in BIN generator

Sample test numbers for BIN 348699 Test data

NumberExpiryCIDCopy
3486 998033 5567604/20280819
3486 998908 2008707/20302666
3486 999741 7478103/20304138

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 348699

BIN 348699 is listed as an American Express credit card in the United States. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

The dataset does not name the issuing bank for this range. That is common for ranges that are new, private or used by processors on behalf of several banks.

The United States has 156,869 BINs in the dataset; among the 73,133 that name an issuer, the main networks are Visa (50%), Mastercard (22%), Discover (17%), and 46% are debit. See the United States BIN list or the United States card generator.

American Express number format for BIN 348699

Starts with348699 (the BIN). First digit 3: travel and entertainment
Length15 digits
Security code4-digit CID on the front
Check digitThe last digit, calculated with the Luhn algorithm
Printed as3486 998033 55676

When you test with this BIN, check that your form shows the American Express logo, groups the 15 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

BINs just below and above 348699. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.

Frequently asked questions

Which bank issued BIN 348699?

The dataset does not name an issuer for BIN 348699, only the country (United States). The network is American Express.

Is 348699 a debit or a credit card BIN?

It is recorded as credit. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

How many digits does a card with BIN 348699 have?

American Express card numbers have 15 digits, and the security code is a 4-digit CID on the front. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 348699?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by any bank, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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