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BIN 519862 – Mastercard Debit Card from Centra Credit Union

The first six digits 519862 identify a Mastercard World debit card issued by Centra Credit Union (United States). Below: card format, test numbers and related BINs.

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519862Mastercard Debit
Network
Mastercard
Type
Debit
Level
World
Issuer
Centra Credit Union
Country
United States US
Card length
16 digits
Security code
3-digit CVC2 on the back
8-digit range
51986200–51986299
Issuer phone
+18002323642
Issuer website
www.centra.org

Generate test numbers with this BIN Open in BIN generator All BINs of this bank

Sample test numbers for BIN 519862 Test data

NumberExpiryCVVCopy
5198 6243 9292 783409/2029073
5198 6286 1405 025905/2027907
5198 6294 4657 198303/2030011

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 519862

In our BIN data, 519862 is a Mastercard World debit card range that belongs to Centra Credit Union, registered in the United States. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). World and World Elite are Mastercard's premium consumer tiers, above Standard and Gold.

With 25 BINs, Centra Credit Union ranks 228th among the 775 banks we list for the United States. The Centra Credit Union BIN list shows all of them with network, type and level.

Across the United States, the dataset counts 156,869 BINs; among the 73,133 that name an issuer, the main networks are Visa (50%), Mastercard (22%), Discover (17%), and 46% are debit. See the United States BIN list or the United States card generator.

Mastercard number format for BIN 519862

Starts with519862 (the BIN). First digit 5: banking and financial
Length16 digits
Security code3-digit CVC2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as5198 6243 9292 7834

When you test with this BIN, check that your form shows the Mastercard logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

BINs just below and above 519862. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.

More BINs from Centra Credit Union

All 25 BINs of Centra Credit Union →

Frequently asked questions

Which bank issued BIN 519862?

BIN 519862 is registered to Centra Credit Union in the United States. The dataset lists the website www.centra.org. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 519862 a debit or a credit card BIN?

It is recorded as debit, product level World. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

How many digits does a card with BIN 519862 have?

Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 519862?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Centra Credit Union, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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