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BIN 538975 – Mastercard Debit Card from Icard A.D.

Bank identification number 538975 belongs to a Mastercard Prepaid Business debit card range of Icard A.D. in Croatia. Below: card format, test numbers and related BINs.

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538975Mastercard Debit
Network
Mastercard
Type
Debit
Level
Prepaid Business
Issuer
Icard A.D.
Country
Croatia HR
Card length
16 digits
Security code
3-digit CVC2 on the back
8-digit range
53897500–53897599
Issuer website
icard.com

Generate test numbers with this BIN Open in BIN generator

Sample test numbers for BIN 538975 Test data

NumberExpiryCVVCopy
5389 7500 2100 143310/2029566
5389 7514 5791 741504/2028322
5389 7534 3168 215601/2030496

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 538975

In our BIN data, 538975 is a Mastercard Prepaid Business debit card range that belongs to Icard A.D., registered in Croatia. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Prepaid products are loaded with funds in advance instead of drawing on a credit line; subscription and recurring-billing flows often handle them separately.

Icard A.D. has fewer than ten BINs in our data, so it has no bank page; 2 BINs starting with 538 belong to it.

Across Croatia, the dataset counts 521 BINs; among the 483 that name an issuer, the main networks are Diners Club (40%), Visa (25%), Mastercard (23%), and 27% are debit. See the Croatia BIN list.

Mastercard number format for BIN 538975

Starts with538975 (the BIN). First digit 5: banking and financial
Length16 digits
Security code3-digit CVC2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as5389 7500 2100 1433

When you test with this BIN, check that your form shows the Mastercard logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

BINs just below and above 538975. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.

More BINs from Icard A.D.

Frequently asked questions

Which bank issued BIN 538975?

BIN 538975 is registered to Icard A.D. in Croatia. The dataset lists the website icard.com. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 538975 a debit or a credit card BIN?

It is recorded as debit, product level Prepaid Business. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

How many digits does a card with BIN 538975 have?

Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 538975?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Icard A.D., linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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