FakecreditcardAbout BIN 538970
BIN 538970 is listed as a Mastercard Standard credit card issued by Cooperativa de Ahorro y Credito Juventud Ecuatoriana Progresista Ltda. in Ecuador. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Standard marks an entry-level consumer product.
Cooperativa de Ahorro y Credito Juventud Ecuatoriana Progresista Ltda. has 13 BINs in the dataset, which makes it 14th of 16 banks with a BIN page in Ecuador. The Cooperativa de Ahorro y Credito Juventud Ecuatoriana Progresista Ltda. BIN list shows all of them with network, type and level.
Ecuador has 678 BINs in the dataset; among the 653 that name an issuer, the main networks are Visa (37%), Mastercard (28%), UATP (15%), and 22% are debit. See the Ecuador BIN list.
Mastercard number format for BIN 538970
| Starts with | 538970 (the BIN). First digit 5: banking and financial |
|---|---|
| Length | 16 digits |
| Security code | 3-digit CVC2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 5389 7007 3201 9919 |
A checkout that receives a number starting with 538970 should detect Mastercard, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 538970 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
More BINs from Cooperativa de Ahorro y Credito Juventud Ecuatoriana Progresista Ltda.
All 13 BINs of Cooperativa de Ahorro y Credito Juventud Ecuatoriana Progresista Ltda. →
Frequently asked questions
Which bank issued BIN 538970?
BIN 538970 is registered to Cooperativa de Ahorro y Credito Juventud Ecuatoriana Progresista Ltda. in Ecuador. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 538970 a debit or a credit card BIN?
It is recorded as credit, product level Standard. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.
How many digits does a card with BIN 538970 have?
Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 538970?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Cooperativa de Ahorro y Credito Juventud Ecuatoriana Progresista Ltda., linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.