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BIN 700438 – Private label Credit Card (United States)

700438 is the BIN of a Private label credit card, registered in the United States. Below: card format, test numbers and related BINs.

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700438Private label Credit
Network
Private label
Type
Credit
Level
–
Issuer
Not in the data
Country
United States US
Card length
Varies by issuer
Security code
Varies by issuer
8-digit range
70043800–70043899

Generate test numbers with this BIN Open in BIN generator

Sample test numbers for BIN 700438 Test data

NumberExpiryCVVCopy
7004 3878 4061 451702/2031903
7004 3863 0804 862204/2031469
7004 3812 2246 964001/2029336

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 700438

In our BIN data, 700438 is a Private label credit card range, registered in the United States. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

The dataset does not name the issuing bank for this range. That is common for ranges that are new, private or used by processors on behalf of several banks.

Across the United States, the dataset counts 156,869 BINs; among the 73,133 that name an issuer, the main networks are Visa (50%), Mastercard (22%), Discover (17%), and 46% are debit. See the United States BIN list or the United States card generator.

Private label number format for BIN 700438

Starts with700438 (the BIN). First digit 7: petroleum
Length16 digits is typical for this prefix
Security code3 digits on most cards
Check digitThe last digit, calculated with the Luhn algorithm
Printed as7004 3878 4061 4517

When you test with this BIN, check that your form shows the Private label logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

BINs just below and above 700438. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.

Frequently asked questions

Which bank issued BIN 700438?

The dataset does not name an issuer for BIN 700438, only the country (United States). The network is Private label.

Is 700438 a debit or a credit card BIN?

It is recorded as credit. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

How many digits does a card with BIN 700438 have?

Numbers with this prefix are usually 16 digits long. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 700438?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by any bank, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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