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BIN 815657 – UnionPay Debit Card (China)

Bank identification number 815657 belongs to an UnionPay debit card range in China. Below: card format, test numbers and related BINs.

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815657UnionPay Debit
Network
UnionPay
Type
Debit
Level
–
Issuer
Not in the data
Country
China CN
Card length
16 to 19 digits
Security code
3-digit CVN2 on the back
8-digit range
81565700–81565799

Generate test numbers with this BIN Open in BIN generator

Sample test numbers for BIN 815657 Test data

NumberExpiryCVVCopy
8156 5766 2665 241003/2027147
8156 5740 5918 474604/2031352
8156 5713 4317 035807/2031623

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 815657

In our BIN data, 815657 is an UnionPay debit card range, registered in China. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

The dataset does not name the issuing bank for this range. That is common for ranges that are new, private or used by processors on behalf of several banks.

Across China, the dataset counts 18,370 BINs; among the 6,236 that name an issuer, the main networks are UnionPay (39%), Private label (21%), Local brand (15%), and 66% are debit. See the China BIN list or the China card generator.

UnionPay number format for BIN 815657

Starts with815657 (the BIN). First digit 8: healthcare and telecommunications
Length16 to 19 digits
Security code3-digit CVN2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as8156 5766 2665 2410

When you test with this BIN, check that your form shows the UnionPay logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

BINs just below and above 815657. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.

Frequently asked questions

Which bank issued BIN 815657?

The dataset does not name an issuer for BIN 815657, only the country (China). The network is UnionPay.

Is 815657 a debit or a credit card BIN?

It is recorded as debit. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

How many digits does a card with BIN 815657 have?

UnionPay card numbers have 16 to 19 digits, and the security code is a 3-digit CVN2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 815657?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by any bank, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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