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BIN 818609 – RuPay Debit Card from HDFC Bank

818609 is the BIN of a RuPay Classic debit card from HDFC Bank, registered in India. Below: card format, test numbers and related BINs.

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818609RuPay Debit
Network
RuPay
Type
Debit
Level
Classic
Issuer
HDFC Bank
Country
India IN
Card length
16 digits
Security code
3-digit CVV on the back
8-digit range
81860900–81860999
Issuer phone
+918552078106
Issuer website
www.hdfcbank.com

Generate test numbers with this BIN Open in BIN generator All BINs of this bank

Sample test numbers for BIN 818609 Test data

NumberExpiryCVVCopy
8186 0920 6282 823709/2030525
8186 0964 4384 536403/2031619
8186 0977 4501 104402/2029133

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 818609

In our BIN data, 818609 is a RuPay Classic debit card range that belongs to HDFC Bank, registered in India. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Classic marks an entry-level consumer product.

With 801 BINs, HDFC Bank ranks the second-largest among the 78 banks we list for India. The HDFC Bank BIN list shows all of them with network, type and level.

Across India, the dataset counts 12,256 BINs; among the 8,163 that name an issuer, the main networks are RuPay (54%), Visa (22%), Mastercard (13%), and 78% are debit. See the India BIN list or the India card generator.

RuPay number format for BIN 818609

Starts with818609 (the BIN). First digit 8: healthcare and telecommunications
Length16 digits
Security code3-digit CVV on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as8186 0920 6282 8237

When you test with this BIN, check that your form shows the RuPay logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

BINs just below and above 818609. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.

More BINs from HDFC Bank

All 801 BINs of HDFC Bank →

Frequently asked questions

Which bank issued BIN 818609?

BIN 818609 is registered to HDFC Bank in India. The dataset lists the website www.hdfcbank.com. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 818609 a debit or a credit card BIN?

It is recorded as debit, product level Classic. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

How many digits does a card with BIN 818609 have?

RuPay card numbers have 16 digits, and the security code is a 3-digit CVV on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 818609?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by HDFC Bank, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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