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BIN 820007 – RuPay Credit Card (India)

Bank identification number 820007 belongs to a RuPay Classic credit card range in India. Below: card format, test numbers and related BINs.

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820007RuPay Credit
Network
RuPay
Type
Credit
Level
Classic
Issuer
Not in the data
Country
India IN
Card length
16 digits
Security code
3-digit CVV on the back
8-digit range
82000700–82000799

Generate test numbers with this BIN Open in BIN generator

Sample test numbers for BIN 820007 Test data

NumberExpiryCVVCopy
8200 0736 8975 780306/2030719
8200 0751 1924 607501/2031675
8200 0705 9271 371712/2030113

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 820007

In our BIN data, 820007 is a RuPay Classic credit card range, registered in India. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Classic marks an entry-level consumer product.

The dataset does not name the issuing bank for this range. That is common for ranges that are new, private or used by processors on behalf of several banks.

Across India, the dataset counts 12,256 BINs; among the 8,163 that name an issuer, the main networks are RuPay (54%), Visa (22%), Mastercard (13%), and 78% are debit. See the India BIN list or the India card generator.

RuPay number format for BIN 820007

Starts with820007 (the BIN). First digit 8: healthcare and telecommunications
Length16 digits
Security code3-digit CVV on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as8200 0736 8975 7803

A checkout that receives a number starting with 820007 should detect RuPay, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

The BINs closest to 820007 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.

Frequently asked questions

Which bank issued BIN 820007?

The dataset does not name an issuer for BIN 820007, only the country (India). The network is RuPay.

Is 820007 a debit or a credit card BIN?

It is recorded as credit, product level Classic. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

How many digits does a card with BIN 820007 have?

RuPay card numbers have 16 digits, and the security code is a 3-digit CVV on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 820007?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by any bank, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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