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BIN 982004 – V Pay Debit Card from Comdirect Bank

The first six digits 982004 identify a V Pay debit card issued by Comdirect Bank (Germany). Below: card format, test numbers and related BINs.

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982004V Pay Debit
Network
V Pay
Type
Debit
Level
–
Issuer
Comdirect Bank
Country
Germany DE
Card length
Varies by issuer
Security code
Varies by issuer
8-digit range
98200400–98200499

Generate test numbers with this BIN Open in BIN generator

Sample test numbers for BIN 982004 Test data

NumberExpiryCVVCopy
9820 0465 7618 723307/2028895
9820 0468 3463 269911/2030323
9820 0434 4075 596405/2028611

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 982004

In our BIN data, 982004 is a V Pay debit card range that belongs to Comdirect Bank, registered in Germany. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

Comdirect Bank has fewer than ten BINs in our data, so it has no bank page.

Across Germany, the dataset counts 4,734 BINs; among the 2,970 that name an issuer, the main networks are Maestro (35%), Visa (26%), Mastercard (18%), and 53% are debit. See the Germany BIN list or the Germany card generator.

V Pay number format for BIN 982004

Starts with982004 (the BIN). First digit 9: national assignment
Length16 digits is typical for this prefix
Security code3 digits on most cards
Check digitThe last digit, calculated with the Luhn algorithm
Printed as9820 0465 7618 7233

When you test with this BIN, check that your form shows the V Pay logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

BINs just below and above 982004. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.

Frequently asked questions

Which bank issued BIN 982004?

BIN 982004 is registered to Comdirect Bank in Germany. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 982004 a debit or a credit card BIN?

It is recorded as debit. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

How many digits does a card with BIN 982004 have?

Numbers with this prefix are usually 16 digits long. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 982004?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Comdirect Bank, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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