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BIN 982616 – Private label Debit Card (United Kingdom)

The first six digits 982616 identify a Private label debit card (United Kingdom). Below: card format, test numbers and related BINs.

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982616Private label Debit
Network
Private label
Type
Debit
Level
–
Issuer
Not in the data
Country
United Kingdom GB
Card length
Varies by issuer
Security code
Varies by issuer
8-digit range
98261600–98261699

Generate test numbers with this BIN Open in BIN generator

Sample test numbers for BIN 982616 Test data

NumberExpiryCVVCopy
9826 1643 3566 153109/2028775
9826 1606 2753 391704/2031416
9826 1654 5367 832204/2027925

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 982616

BIN 982616 is listed as a Private label debit card in the United Kingdom. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

The dataset does not name the issuing bank for this range. That is common for ranges that are new, private or used by processors on behalf of several banks.

The United Kingdom has 7,554 BINs in the dataset; among the 5,192 that name an issuer, the main networks are Visa (36%), Mastercard (32%), American Express (10%), and 54% are debit. See the United Kingdom BIN list or the United Kingdom card generator.

Private label number format for BIN 982616

Starts with982616 (the BIN). First digit 9: national assignment
Length16 digits is typical for this prefix
Security code3 digits on most cards
Check digitThe last digit, calculated with the Luhn algorithm
Printed as9826 1643 3566 1531

A checkout that receives a number starting with 982616 should detect Private label, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

The BINs closest to 982616 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.

Frequently asked questions

Which bank issued BIN 982616?

The dataset does not name an issuer for BIN 982616, only the country (United Kingdom). The network is Private label.

Is 982616 a debit or a credit card BIN?

It is recorded as debit. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

How many digits does a card with BIN 982616 have?

Numbers with this prefix are usually 16 digits long. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 982616?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by any bank, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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