FakecreditcardReal BINs from banks in Austria
The generator above is preset with BIN 535685, a Mastercard debit range of PSA Payment Services Austria GmbH. Pick another bank's BIN below to switch — each number keeps the BIN, gets random digits and a Luhn check digit, and comes with a random expiry date and CVV.
| BIN | Issuer | Network | Type · level | Use this BIN |
|---|---|---|---|---|
| 535685 | PSA Payment Services Austria GmbH | Mastercard | Debit · Standard | Use |
| 510492 | Bawag P.S.K. Bank | Mastercard | Credit · Standard | Use |
| 420144 | Card Complete Service Bank AG | Visa | Credit · Corporate T&e | Use |
| 451707 | Raiffeisen Bank International AG | Visa | Credit · Gold | Use |
| 410368 | Bawag P.S.K. Bank Fuer Arbeit und Wirtschaft und Osterreichische Postsparkasse A | Visa | Credit · Gold | Use |
| 416609 | Erste Bank der Oesterreichischen Sparkassen AG | Visa | Credit · Business | Use |
| 410369 | Paylife Bank GmbH | Visa | Credit | Use |
| 510045 | Erste Bank der Osterreichischen Sparkassen AG | Mastercard | Credit · World | Use |
One BIN per bank — the most common Visa or Mastercard product of each of the largest issuers. All 901 BINs with a named issuer are in the Austria BIN list.
Card networks and card types in Austria
We count 1,063 card BINs for Austria — 901 with a known issuer, from 44 banks. The largest network is Maestro with 39% of the ranges, followed by Visa (20%). Debit ranges outnumber credit ranges 609 to 454. 29 ranges are prepaid or gift products and 74 are business, corporate or commercial cards.
| Network | BINs | Share | Debit | Credit |
|---|---|---|---|---|
| Maestro | 415 | 39% | 415 | 0 |
| Visa | 217 | 20% | 148 | 69 |
| Mastercard | 189 | 18% | 43 | 146 |
| UATP | 100 | 9% | 0 | 100 |
| American Express | 89 | 8% | 0 | 89 |
| Diners Club | 47 | 4% | 0 | 47 |
| Private label | 3 | less than 1% | 1 | 2 |
| Discover | 2 | less than 1% | 2 | 0 |
Most common product levels: Vpay (129), Standard (103), UATP (100), Personal (79), Gold (38).
Largest card issuers in Austria
The 10 banks with the most BINs in the data, out of 44 named issuers. Each bank with ten or more BINs has a page listing all of them.
| Issuer | BINs | Main network | Debit |
|---|---|---|---|
| PSA Payment Services Austria GmbH | 432 | Maestro | 98% |
| Bawag P.S.K. Bank | 119 | Mastercard | 8% |
| Austrian Airlines (OS) | 100 | UATP | 0% |
| American Express | 49 | American Express | 0% |
| DC Austria | 37 | Diners Club | 0% |
| Card Complete Service Bank AG | 33 | Visa | 18% |
| Amex Austria Globestar Charge | 29 | American Express | 0% |
| Raiffeisen Bank International AG | 22 | Visa | 18% |
| Amex Austria Corporate | 10 | American Express | 0% |
| Bawag P.S.K. Bank Fuer Arbeit und Wirtschaft und Osterreichische Postsparkasse A | 8 | Visa | 0% |
Payment testing notes for Austria
- Currency: EUR (euro). Most gateway APIs expect amounts in the smallest unit, for example 1050 for 10.50.
- Strong Customer Authentication: as an EEA country, PSD2 rules require two-factor authentication for most online card payments — test 3-D Secure challenges in your gateway's sandbox.
- Card country: fraud rules often compare the BIN country (AT) with the shopper's IP address and billing address. Generate numbers with a BIN from Austria to test the domestic path, and with a foreign BIN to test cross-border rules.
- Debit vs credit: 57% of the BINs from Austria are debit ranges. If your checkout treats debit differently (fees, installments, recurring billing), test with a BIN of each type from the table above.
Generated numbers only pass format checks: network prefix, length and the Luhn checksum. They are not issued by any bank in Austria, carry no money and are declined by every real payment system — use them for forms, validation and BIN rules, and switch to your gateway's documented test cards for approvals and declines.
← Generators for other countries · Austria BIN list · BIN generator · BIN checker
BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.
Frequently asked questions
Can I generate a Austria credit card number for testing?
Yes. The generator on this page starts every number with a real BIN registered to a bank in Austria — by default 535685 (PSA Payment Services Austria GmbH, Mastercard debit). The remaining digits are random and the last one is a Luhn check digit. No bank issued the number, so it carries no account and real payments with it are declined.
Which card networks are most common in Austria?
By BIN count in our data: Maestro 39%, Visa 20%, Mastercard 18%, UATP 9%. Debit ranges make up 57% and credit ranges 43%.
Which BINs do Visa cards from Austria start with?
Examples from different banks: 420144 (Card Complete Service Bank AG); 451707 (Raiffeisen Bank International AG); 410368 (Bawag P.S.K. Bank Fuer Arbeit und Wirtschaft und Osterreichische Postsparkasse A); 416609 (Erste Bank der Oesterreichischen Sparkassen AG). See the Austria BIN list for every bank.
Which currency should I use to test payments from Austria?
EUR (euro). Gateway APIs usually expect amounts in the smallest unit (for example 1050 for 10.50). A card from any country can pay in any currency the merchant supports; the issuer handles conversion.
Will these numbers pass a payment gateway?
They pass format checks — length, network prefix and the Luhn checksum — so they are ideal for testing form validation and BIN-based rules. Gateways in test mode want their own documented test cards for approvals and declines; in live mode every generated number is declined because no bank has issued it.