Real BINs from banks in Costa Rica
The generator above is preset with BIN 510714, a Mastercard debit range of Banco Nacional de Costa Rica. Pick another bank's BIN below to switch — each number keeps the BIN, gets random digits and a Luhn check digit, and comes with a random expiry date and CVV.
| BIN | Issuer | Network | Type · level | Use this BIN |
|---|---|---|---|---|
| 510714 | Banco Nacional de Costa Rica | Mastercard | Debit · Standard | Use |
| 449830 | Banco Promerica de Costa Rica, S.A. | Visa | Credit · Classic | Use |
| 414282 | Banco de Costa Rica | Visa | Debit · Classic | Use |
| 230892 | Cooperativa Nacional de Educadores, R.l.(coopenae RL) | Mastercard | Debit · Standard | Use |
| 404485 | Scotiabank de Costa Rica, S.A. | Visa | Credit · Platinum | Use |
| 441576 | Banco Popular y de Desarrollo Comunal | Visa | Credit · Classic | Use |
| 516777 | Banco Bac San Jose, S.A. | Mastercard | Debit · Standard | Use |
| 416828 | Ath Costa Rica, S.A. | Visa | Debit · Classic | Use |
One BIN per bank — the most common Visa or Mastercard product of each of the largest issuers. All 711 BINs with a named issuer are in the Costa Rica BIN list.
Largest card issuers in Costa Rica
The 10 banks with the most BINs in the data, out of 70 named issuers. Each bank with ten or more BINs has a page listing all of them.
| Issuer | BINs | Main network | Debit |
|---|---|---|---|
| Avianca | 100 | UATP | 0% |
| Banco Nacional de Costa Rica | 86 | Mastercard | 38% |
| Banco Promerica de Costa Rica, S.A. | 64 | Visa | 23% |
| Banco de Costa Rica | 52 | Visa | 46% |
| Cooperativa Nacional de Educadores, R.l.(coopenae RL) | 42 | Mastercard | 36% |
| Scotiabank de Costa Rica, S.A. | 39 | Visa | 15% |
| Banco Popular y de Desarrollo Comunal | 34 | Visa | 21% |
| Banco Bac San Jose, S.A. | 28 | Mastercard | 36% |
| Ath Costa Rica, S.A. | 26 | Visa | 35% |
| Banco Lafise, S.A. | 23 | Visa | 26% |
Card networks and card types in Costa Rica
We count 836 card BINs for Costa Rica — 711 with a known issuer, from 70 banks. The largest network is Visa with 44% of the ranges, followed by Mastercard (28%). Credit ranges outnumber debit ranges 538 to 298. 23 ranges are prepaid or gift products and 83 are business, corporate or commercial cards.
| Network | BINs | Share | Debit | Credit |
|---|---|---|---|---|
| Visa | 365 | 44% | 106 | 259 |
| Mastercard | 237 | 28% | 82 | 155 |
| Maestro | 107 | 13% | 107 | 0 |
| UATP | 100 | 12% | 0 | 100 |
| Diners Club | 13 | 2% | 0 | 13 |
| American Express | 13 | 2% | 2 | 11 |
| Private label | 1 | less than 1% | 1 | 0 |
Most common product levels: Standard (178), Classic (152), UATP (100), Gold (99), Platinum (66).
Payment testing notes for Costa Rica
- Currency: CRC (Costa Rican colón). Most gateway APIs expect amounts in the smallest unit, for example 1050 for 10.50.
- Card country: fraud rules often compare the BIN country (CR) with the shopper's IP address and billing address. Generate numbers with a BIN from Costa Rica to test the domestic path, and with a foreign BIN to test cross-border rules.
- Debit vs credit: 35% of the BINs from Costa Rica are debit ranges. If your checkout treats debit differently (fees, installments, recurring billing), test with a BIN of each type from the table above.
- SINPE Móvil transfers are a popular alternative to cards.
Generated numbers only pass format checks: network prefix, length and the Luhn checksum. They are not issued by any bank in Costa Rica, carry no money and are declined by every real payment system — use them for forms, validation and BIN rules, and switch to your gateway's documented test cards for approvals and declines.
← Generators for other countries · Costa Rica BIN list · BIN generator · BIN checker
BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.
Frequently asked questions
Can I generate a Costa Rica credit card number for testing?
Yes. The generator on this page starts every number with a real BIN registered to a bank in Costa Rica — by default 510714 (Banco Nacional de Costa Rica, Mastercard debit). The remaining digits are random and the last one is a Luhn check digit. No bank issued the number, so it carries no account and real payments with it are declined.
Which card networks are most common in Costa Rica?
By BIN count in our data: Visa 44%, Mastercard 28%, Maestro 13%, UATP 12%. Debit ranges make up 36% and credit ranges 64%.
Which BINs do Visa cards from Costa Rica start with?
Examples from different banks: 449830 (Banco Promerica de Costa Rica, S.A.); 414282 (Banco de Costa Rica); 404485 (Scotiabank de Costa Rica, S.A.); 441576 (Banco Popular y de Desarrollo Comunal). See the Costa Rica BIN list for every bank.
Which currency should I use to test payments from Costa Rica?
CRC (Costa Rican colón). Gateway APIs usually expect amounts in the smallest unit (for example 1050 for 10.50). A card from any country can pay in any currency the merchant supports; the issuer handles conversion.
Will these numbers pass a payment gateway?
They pass format checks — length, network prefix and the Luhn checksum — so they are ideal for testing form validation and BIN-based rules. Gateways in test mode want their own documented test cards for approvals and declines; in live mode every generated number is declined because no bank has issued it.