FakecreditcardReal BINs from banks in France
The generator above is preset with BIN 405935, a Visa debit range of BPCE. Pick another bank's BIN below to switch — each number keeps the BIN, gets random digits and a Luhn check digit, and comes with a random expiry date and CVV.
| BIN | Issuer | Network | Type · level | Use this BIN |
|---|---|---|---|---|
| 405935 | BPCE | Visa | Debit · Classic | Use |
| 449950 | Natixis | Visa | Debit · Business | Use |
| 513200 | Banque Federative du Credit Mutuel (BFCM) | Mastercard | Debit · Standard | Use |
| 513005 | Mastercard France S.A.S. | Mastercard | Credit · Standard | Use |
| 513100 | Credit Agricole, S.A. | Mastercard | Credit · Standard | Use |
| 406560 | BNP Paribas | Visa | Credit · Corporate T&e | Use |
| 403550 | Societe Generale, S.A. | Visa | Credit · Classic | Use |
| 513023 | Credit Mutuel Arkea | Mastercard | Debit · Standard | Use |
One BIN per bank — the most common Visa or Mastercard product of each of the largest issuers. All 3,209 BINs with a named issuer are in the France BIN list.
Largest card issuers in France
The 10 banks with the most BINs in the data, out of 173 named issuers. Each bank with ten or more BINs has a page listing all of them.
| Issuer | BINs | Main network | Debit |
|---|---|---|---|
| BPCE | 503 | Visa | 60% |
| Natixis | 276 | Visa | 54% |
| Banque Federative du Credit Mutuel (BFCM) | 264 | Mastercard | 42% |
| Mastercard France S.A.S. | 179 | Mastercard | 12% |
| Credit Agricole, S.A. | 169 | Mastercard | 33% |
| BNP Paribas | 157 | Visa | 21% |
| Societe Generale, S.A. | 131 | Visa | 34% |
| Credit Mutuel Arkea | 113 | Mastercard | 52% |
| APG Airlines | 100 | UATP | 0% |
| La Banque Postale | 95 | Visa | 73% |
Card networks and card types in France
France has 3,976 BINs in the dataset; 3,209 name the issuing bank, spread over 173 issuers. Visa is the most common network (58% of the BINs), followed by Mastercard (23%). Credit ranges outnumber debit ranges 2,337 to 1,639. 108 ranges are prepaid or gift products and 644 are business, corporate or commercial cards.
| Network | BINs | Share | Debit | Credit |
|---|---|---|---|---|
| Visa | 2,317 | 58% | 949 | 1,368 |
| Mastercard | 905 | 23% | 250 | 655 |
| Maestro | 409 | 10% | 409 | 0 |
| American Express | 139 | 3% | 0 | 139 |
| UATP | 100 | 3% | 0 | 100 |
| Diners Club | 70 | 2% | 0 | 70 |
| Cirrus | 22 | 1% | 22 | 0 |
| Private label | 7 | less than 1% | 3 | 4 |
Most common product levels: Classic (658), Standard (548), Gold (436), Business (427), Personal (126).
Payment testing notes for France
- Currency: EUR (euro). Most gateway APIs expect amounts in the smallest unit, for example 1050 for 10.50.
- Strong Customer Authentication: as an EEA country, PSD2 rules require two-factor authentication for most online card payments — test 3-D Secure challenges in your gateway's sandbox.
- Card country: fraud rules often compare the BIN country (FR) with the shopper's IP address and billing address. Generate numbers with a BIN from France to test the domestic path, and with a foreign BIN to test cross-border rules.
- Debit vs credit: 41% of the BINs from France are debit ranges. If your checkout treats debit differently (fees, installments, recurring billing), test with a BIN of each type from the table above.
- Most French cards are co-badged with the domestic Cartes Bancaires (CB) scheme and Visa or Mastercard.
Generated numbers only pass format checks: network prefix, length and the Luhn checksum. They are not issued by any bank in France, carry no money and are declined by every real payment system — use them for forms, validation and BIN rules, and switch to your gateway's documented test cards for approvals and declines.
← Generators for other countries · France BIN list · BIN generator · BIN checker
BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.
Frequently asked questions
Can I generate a France credit card number for testing?
Yes. The generator on this page starts every number with a real BIN registered to a bank in France — by default 405935 (BPCE, Visa debit). The remaining digits are random and the last one is a Luhn check digit. No bank issued the number, so it carries no account and real payments with it are declined.
Which card networks are most common in France?
By BIN count in our data: Visa 58%, Mastercard 23%, Maestro 10%, American Express 3%. Debit ranges make up 41% and credit ranges 59%.
Which BINs do Visa cards from France start with?
Examples from different banks: 405935 (BPCE); 449950 (Natixis); 406560 (BNP Paribas); 403550 (Societe Generale, S.A.). See the France BIN list for every bank.
Which currency should I use to test payments from France?
EUR (euro). Gateway APIs usually expect amounts in the smallest unit (for example 1050 for 10.50). A card from any country can pay in any currency the merchant supports; the issuer handles conversion.
Will these numbers pass a payment gateway?
They pass format checks — length, network prefix and the Luhn checksum — so they are ideal for testing form validation and BIN-based rules. Gateways in test mode want their own documented test cards for approvals and declines; in live mode every generated number is declined because no bank has issued it.