FakecreditcardReal BINs from banks in Germany
The generator above is preset with BIN 513027, a Mastercard credit range of Euro Kartensysteme GmbH. Pick another bank's BIN below to switch — each number keeps the BIN, gets random digits and a Luhn check digit, and comes with a random expiry date and CVV.
| BIN | Issuer | Network | Type · level | Use this BIN |
|---|---|---|---|---|
| 513027 | Euro Kartensysteme GmbH | Mastercard | Credit · Standard | Use |
| 482501 | Deutscher Sparkassen- und Giroverband | Visa | Debit · Vpay | Use |
| 525598 | Lufthansa Airplus Servicekarten GmbH | Mastercard | Credit · Corporate | Use |
| 458612 | DZ Bank AG | Visa | Debit · V Pay | Use |
| 403594 | Deutsche Bank AG | Visa | Credit · Gold | Use |
| 400272 | Commerzbank AG | Visa | Credit · Classic | Use |
| 512759 | DZ Bank AG Deutsche Zentral-Genossenschaftsbank | Mastercard | Credit · Standard | Use |
| 466255 | Wirecard Bank AG | Visa | Credit | Use |
One BIN per bank — the most common Visa or Mastercard product of each of the largest issuers. All 2,970 BINs with a named issuer are in the Germany BIN list.
Local card networks in Germany
Besides the international networks, Germany has its own card scheme. Local networks matter for testing because their numbers often use prefixes that a Visa/Mastercard-only form rejects or labels wrongly.
| Network | About | BINs | Share | Example BIN |
|---|---|---|---|---|
| girocard | the debit scheme of the German banking industry | 982 | 21% | – |
Largest card issuers in Germany
The 10 banks with the most BINs in the data, out of 177 named issuers. Each bank with ten or more BINs has a page listing all of them.
| Issuer | BINs | Main network | Debit |
|---|---|---|---|
| Euro Kartensysteme GmbH | 867 | Maestro | 91% |
| Deutscher Sparkassen- und Giroverband | 489 | Maestro | 69% |
| Lufthansa Airplus Servicekarten GmbH | 213 | UATP | 0% |
| DZ Bank AG | 137 | Visa | 65% |
| Deutsche Bank AG | 101 | Visa | 34% |
| Aerticket GmbH | 100 | UATP | 0% |
| Hahn Air Business Line (HR) | 100 | UATP | 0% |
| Amex Germany Globestar Charge | 96 | American Express | 0% |
| Commerzbank AG | 64 | Visa | 47% |
| DZ Bank AG Deutsche Zentral-Genossenschaftsbank | 59 | Mastercard | 36% |
Card networks and card types in Germany
We count 4,734 card BINs for Germany — 2,970 with a known issuer, from 177 banks. Maestro is the most common network (35% of the BINs), followed by girocard (21%). Debit ranges outnumber credit ranges 3,160 to 1,573. 171 ranges are prepaid or gift products and 280 are business, corporate or commercial cards.
| Network | BINs | Share | Debit | Credit |
|---|---|---|---|---|
| Maestro | 1,638 | 35% | 1,638 | 0 |
| girocard | 982 | 21% | 982 | 0 |
| Visa | 854 | 18% | 316 | 538 |
| Mastercard | 573 | 12% | 186 | 386 |
| UATP | 400 | 8% | 0 | 400 |
| American Express | 151 | 3% | 0 | 151 |
| Diners Club | 93 | 2% | 2 | 91 |
| V Pay | 17 | less than 1% | 17 | 0 |
Most common product levels: Standard (778), UATP (400), Classic (198), Gold (154), Business (150).
Payment testing notes for Germany
- Currency: EUR (euro). Most gateway APIs expect amounts in the smallest unit, for example 1050 for 10.50.
- Strong Customer Authentication: as an EEA country, PSD2 rules require two-factor authentication for most online card payments — test 3-D Secure challenges in your gateway's sandbox.
- Card country: fraud rules often compare the BIN country (DE) with the shopper's IP address and billing address. Generate numbers with a BIN from Germany to test the domestic path, and with a foreign BIN to test cross-border rules.
- Debit vs credit: 66% of the BINs from Germany are debit ranges. If your checkout treats debit differently (fees, installments, recurring billing), test with a BIN of each type from the table above.
Generated numbers only pass format checks: network prefix, length and the Luhn checksum. They are not issued by any bank in Germany, carry no money and are declined by every real payment system — use them for forms, validation and BIN rules, and switch to your gateway's documented test cards for approvals and declines.
← Generators for other countries · Germany BIN list · BIN generator · BIN checker
BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.
Frequently asked questions
Can I generate a Germany credit card number for testing?
Yes. The generator on this page starts every number with a real BIN registered to a bank in Germany — by default 513027 (Euro Kartensysteme GmbH, Mastercard credit). The remaining digits are random and the last one is a Luhn check digit. No bank issued the number, so it carries no account and real payments with it are declined.
Which card networks are most common in Germany?
By BIN count in our data: Maestro 35%, girocard 21%, Visa 18%, Mastercard 12%. Local networks: girocard (982 BINs). Debit ranges make up 67% and credit ranges 33%.
Which BINs do Visa cards from Germany start with?
Examples from different banks: 482501 (Deutscher Sparkassen- und Giroverband); 458612 (DZ Bank AG); 403594 (Deutsche Bank AG); 400272 (Commerzbank AG). See the Germany BIN list for every bank.
Which currency should I use to test payments from Germany?
EUR (euro). Gateway APIs usually expect amounts in the smallest unit (for example 1050 for 10.50). A card from any country can pay in any currency the merchant supports; the issuer handles conversion.
Will these numbers pass a payment gateway?
They pass format checks — length, network prefix and the Luhn checksum — so they are ideal for testing form validation and BIN-based rules. Gateways in test mode want their own documented test cards for approvals and declines; in live mode every generated number is declined because no bank has issued it.