FakecreditcardReal BINs from banks in Indonesia
The generator above is preset with BIN 222938, a Mastercard debit range of PT. Bank Negara Indonesia (Persero) Tbk. Pick another bank's BIN below to switch — each number keeps the BIN, gets random digits and a Luhn check digit, and comes with a random expiry date and CVV.
| BIN | Issuer | Network | Type · level | Use this BIN |
|---|---|---|---|---|
| 222938 | PT. Bank Negara Indonesia (Persero) Tbk. | Mastercard | Debit · Gold | Use |
| 400378 | PT Bank Mandiri (Persero) Tbk | Visa | Credit · Platinum | Use |
| 517417 | PT. Bank CIMB Niaga Tbk. | Mastercard | Debit · Standard | Use |
| 512003 | PT. Bank Central Asia, Tbk. | Mastercard | Credit · Platinum | Use |
| 414009 | PT Bank UOB Indonesia | Visa | Credit · Platinum | Use |
| 518943 | PT. Bank Permata | Mastercard | Credit · Titanium | Use |
| 422143 | PT. Bank DBS Indonesia | Visa | Credit · Platinum | Use |
| 432449 | PT Bank Danamon Indonesia Tbk | Visa | Credit · Platinum | Use |
One BIN per bank — the most common Visa or Mastercard product of each of the largest issuers. All 681 BINs with a named issuer are in the Indonesia BIN list.
Largest card issuers in Indonesia
The 10 banks with the most BINs in the data, out of 87 named issuers. Each bank with ten or more BINs has a page listing all of them.
| Issuer | BINs | Main network | Debit |
|---|---|---|---|
| PT. Bank Negara Indonesia (Persero) Tbk. | 88 | Mastercard | 55% |
| PT Bank Mandiri (Persero) Tbk | 58 | Visa | 19% |
| PT. Bank CIMB Niaga Tbk. | 40 | Mastercard | 45% |
| PT. Bank Central Asia, Tbk. | 29 | Mastercard | 17% |
| PT Bank UOB Indonesia | 29 | Visa | 21% |
| PT. Bank Permata | 25 | Mastercard | 28% |
| PT. Bank DBS Indonesia | 24 | Visa | 12% |
| PT Bank Danamon Indonesia Tbk | 22 | Visa | 9% |
| PT. Bank Rakyat Indonesia (Persero) | 21 | Visa | 38% |
| PT Bank HSBC Indonesia | 20 | Visa | 30% |
Card networks and card types in Indonesia
Our BIN data lists 808 BINs registered to Indonesia, 681 of them with a named issuer across 87 banks. Visa is the most common network (47% of the BINs), followed by Mastercard (37%). Credit ranges outnumber debit ranges 521 to 287. 2 ranges are prepaid or gift products and 80 are business, corporate or commercial cards.
| Network | BINs | Share | Debit | Credit |
|---|---|---|---|---|
| Visa | 383 | 47% | 114 | 269 |
| Mastercard | 296 | 37% | 120 | 176 |
| Diners Club | 40 | 5% | 0 | 40 |
| Maestro | 34 | 4% | 34 | 0 |
| American Express | 16 | 2% | 0 | 16 |
| JCB | 13 | 2% | 1 | 12 |
| UnionPay | 12 | 1% | 8 | 4 |
| Private label | 9 | 1% | 5 | 4 |
Most common product levels: Platinum (160), Standard (129), Gold (107), Classic (85), World (34).
Payment testing notes for Indonesia
- Currency: IDR (Indonesian rupiah). Most gateway APIs expect amounts in the smallest unit, for example 1050 for 10.50.
- Card country: fraud rules often compare the BIN country (ID) with the shopper's IP address and billing address. Generate numbers with a BIN from Indonesia to test the domestic path, and with a foreign BIN to test cross-border rules.
- Debit vs credit: 35% of the BINs from Indonesia are debit ranges. If your checkout treats debit differently (fees, installments, recurring billing), test with a BIN of each type from the table above.
- Bank-transfer virtual accounts and e-wallets (GoPay, OVO, DANA) are common alternatives to cards at checkout.
Generated numbers only pass format checks: network prefix, length and the Luhn checksum. They are not issued by any bank in Indonesia, carry no money and are declined by every real payment system — use them for forms, validation and BIN rules, and switch to your gateway's documented test cards for approvals and declines.
← Generators for other countries · Indonesia BIN list · BIN generator · BIN checker
BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.
Frequently asked questions
Can I generate a Indonesia credit card number for testing?
Yes. The generator on this page starts every number with a real BIN registered to a bank in Indonesia — by default 222938 (PT. Bank Negara Indonesia (Persero) Tbk, Mastercard debit). The remaining digits are random and the last one is a Luhn check digit. No bank issued the number, so it carries no account and real payments with it are declined.
Which card networks are most common in Indonesia?
By BIN count in our data: Visa 47%, Mastercard 37%, Diners Club 5%, Maestro 4%. Debit ranges make up 36% and credit ranges 64%.
Which BINs do Visa cards from Indonesia start with?
Examples from different banks: 400378 (PT Bank Mandiri (Persero) Tbk); 414009 (PT Bank UOB Indonesia); 422143 (PT. Bank DBS Indonesia); 432449 (PT Bank Danamon Indonesia Tbk). See the Indonesia BIN list for every bank.
Which currency should I use to test payments from Indonesia?
IDR (Indonesian rupiah). Gateway APIs usually expect amounts in the smallest unit (for example 1050 for 10.50). A card from any country can pay in any currency the merchant supports; the issuer handles conversion.
Will these numbers pass a payment gateway?
They pass format checks — length, network prefix and the Luhn checksum — so they are ideal for testing form validation and BIN-based rules. Gateways in test mode want their own documented test cards for approvals and declines; in live mode every generated number is declined because no bank has issued it.