FakecreditcardReal BINs from banks in Japan
The generator above is preset with BIN 409358, a Visa credit range of Mitsubishi UFJ Nicos Co., Ltd. Pick another bank's BIN below to switch — each number keeps the BIN, gets random digits and a Luhn check digit, and comes with a random expiry date and CVV.
| BIN | Issuer | Network | Type · level | Use this BIN |
|---|---|---|---|---|
| 409358 | Mitsubishi UFJ Nicos Co., Ltd | Visa | Credit · Classic | Use |
| 525008 | UC Card Co., Ltd. | Mastercard | Credit · Standard | Use |
| 454110 | Credit Saison Co., Ltd. | Visa | Credit · Classic | Use |
| 521900 | Sumitomo Mitsui Card Company, Ltd. | Mastercard | Credit · Mixed Product | Use |
| 452593 | Vja Co.,ltd. | Visa | Credit · Classic | Use |
| 420503 | Aeon Financial Service Co., Ltd. | Visa | Credit · Gold | Use |
| 404681 | Lifecard Co., Ltd. | Visa | Debit · Prepaid Classic | Use |
| 453874 | Mitsubishi UFJ Financial Group, Inc. | Visa | Credit · Classic | Use |
| 352800 | Saison | JCB | Credit · Standard | Use |
One BIN per bank — the most common Visa or Mastercard product of each of the largest issuers, plus local-network BINs. All 5,015 BINs with a named issuer are in the Japan BIN list.
Local card networks in Japan
Besides the international networks, Japan has its own card scheme. Local networks matter for testing because their numbers often use prefixes that a Visa/Mastercard-only form rejects or labels wrongly.
| Network | About | BINs | Share | Example BIN |
|---|---|---|---|---|
| JCB | the Japanese network founded in Tokyo in 1961 | 9,003 | 65% | 352800 Saison |
Largest card issuers in Japan
The 10 banks with the most BINs in the data, out of 322 named issuers. Each bank with ten or more BINs has a page listing all of them.
| Issuer | BINs | Main network | Debit |
|---|---|---|---|
| DC Japan | 1,406 | Diners Club | 0% |
| Mitsubishi UFJ Nicos Co., Ltd | 937 | Visa | 2% |
| UC Card Co., Ltd. | 305 | Mastercard | 1% |
| Credit Saison Co., Ltd. | 227 | Visa | 7% |
| Sumitomo Mitsui Card Company, Ltd. | 220 | Mastercard | 11% |
| Japan Airlines International (JL) | 200 | UATP | 0% |
| American Express Japan | 136 | American Express | 0% |
| Vja | 72 | Visa | 1% |
| Aeon Financial Service Co., Ltd. | 63 | Visa | 10% |
| JCB International Credit Card Co. | 54 | JCB | 7% |
Card networks and card types in Japan
We count 13,915 card BINs for Japan — 5,015 with a known issuer, from 322 banks. JCB is the most common network (65% of the BINs), followed by Visa (13%). Credit ranges outnumber debit ranges 8,493 to 5,422. 564 ranges are prepaid or gift products and 857 are business, corporate or commercial cards.
| Network | BINs | Share | Debit | Credit |
|---|---|---|---|---|
| JCB | 9,003 | 65% | 5,006 | 3,997 |
| Visa | 1,861 | 13% | 268 | 1,593 |
| Diners Club | 1,417 | 10% | 1 | 1,416 |
| Mastercard | 1,154 | 8% | 60 | 1,094 |
| UATP | 200 | 1% | 0 | 200 |
| American Express | 185 | 1% | 0 | 185 |
| Local brand | 47 | less than 1% | 44 | 3 |
| Maestro | 36 | less than 1% | 36 | 0 |
Most common product levels: Standard (1,932), Personal (1,420), Classic (949), Business (638), Gold (569).
Payment testing notes for Japan
- Currency: JPY (Japanese yen). It has no minor unit, so amounts are whole numbers; most gateway APIs treat JPY as a zero-decimal currency (send 1000, not 100000).
- Card country: fraud rules often compare the BIN country (JP) with the shopper's IP address and billing address. Generate numbers with a BIN from Japan to test the domestic path, and with a foreign BIN to test cross-border rules.
- Debit vs credit: 38% of the BINs from Japan are debit ranges. If your checkout treats debit differently (fees, installments, recurring billing), test with a BIN of each type from the table above.
Generated numbers only pass format checks: network prefix, length and the Luhn checksum. They are not issued by any bank in Japan, carry no money and are declined by every real payment system — use them for forms, validation and BIN rules, and switch to your gateway's documented test cards for approvals and declines.
← Generators for other countries · Japan BIN list · BIN generator · BIN checker
BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.
Frequently asked questions
Can I generate a Japan credit card number for testing?
Yes. The generator on this page starts every number with a real BIN registered to a bank in Japan — by default 409358 (Mitsubishi UFJ Nicos Co., Ltd, Visa credit). The remaining digits are random and the last one is a Luhn check digit. No bank issued the number, so it carries no account and real payments with it are declined.
Which card networks are most common in Japan?
By BIN count in our data: JCB 65%, Visa 13%, Diners Club 10%, Mastercard 8%. Local networks: JCB (9,003 BINs). Debit ranges make up 39% and credit ranges 61%.
Which BINs do Visa cards from Japan start with?
Examples from different banks: 409358 (Mitsubishi UFJ Nicos Co., Ltd); 454110 (Credit Saison Co., Ltd.); 452593 (Vja Co.,ltd.); 420503 (Aeon Financial Service Co., Ltd.). See the Japan BIN list for every bank.
Which currency should I use to test payments from Japan?
JPY (Japanese yen). It has no minor unit, so amounts are whole numbers — many gateway APIs treat it as a zero-decimal currency and expect 1000, not 1000.00. A card from any country can pay in any currency the merchant supports; the issuer handles conversion.
Will these numbers pass a payment gateway?
They pass format checks — length, network prefix and the Luhn checksum — so they are ideal for testing form validation and BIN-based rules. Gateways in test mode want their own documented test cards for approvals and declines; in live mode every generated number is declined because no bank has issued it.