FakecreditcardReal BINs from banks in Malaysia
The generator above is preset with BIN 405710, a Visa credit range of United Overseas Bank (Malaysia) Bhd. Pick another bank's BIN below to switch — each number keeps the BIN, gets random digits and a Luhn check digit, and comes with a random expiry date and CVV.
| BIN | Issuer | Network | Type · level | Use this BIN |
|---|---|---|---|---|
| 405710 | United Overseas Bank (Malaysia) Bhd | Visa | Credit · Platinum | Use |
| 407284 | Hong Leong Bank Berhad | Visa | Debit · Classic | Use |
| 400271 | RHB Bank Berhad | Visa | Debit · Classic | Use |
| 484218 | Maybank | Visa | Credit | Use |
| 436500 | Malayan Banking Berhad | Visa | Credit · Infinite | Use |
| 443208 | Public Bank Berhad | Visa | Credit · Platinum | Use |
| 403148 | AmBank (M) Berhad | Visa | Credit · Signature | Use |
| 512089 | HSBC Bank Malaysia Berhad | Mastercard | Credit · World | Use |
One BIN per bank — the most common Visa or Mastercard product of each of the largest issuers. All 803 BINs with a named issuer are in the Malaysia BIN list.
Card networks and card types in Malaysia
We count 984 card BINs for Malaysia — 803 with a known issuer, from 71 banks. The largest network is Visa with 37% of the ranges, followed by Mastercard (30%). Credit ranges outnumber debit ranges 708 to 264. 60 ranges are prepaid or gift products and 130 are business, corporate or commercial cards.
| Network | BINs | Share | Debit | Credit |
|---|---|---|---|---|
| Visa | 360 | 37% | 110 | 238 |
| Mastercard | 300 | 30% | 102 | 198 |
| Diners Club | 122 | 12% | 0 | 122 |
| UATP | 100 | 10% | 0 | 100 |
| American Express | 48 | 5% | 4 | 44 |
| Maestro | 36 | 4% | 36 | 0 |
| UnionPay | 12 | 1% | 7 | 5 |
| Local brand | 4 | less than 1% | 4 | 0 |
Most common product levels: Standard (159), Platinum (125), UATP (100), Gold (86), Classic (79).
Largest card issuers in Malaysia
The 10 banks with the most BINs in the data, out of 71 named issuers. Each bank with ten or more BINs has a page listing all of them.
| Issuer | BINs | Main network | Debit |
|---|---|---|---|
| Malaysia Airlines (MH) | 100 | UATP | 0% |
| United Overseas Bank (Malaysia) Bhd | 91 | Visa | 10% |
| Hong Leong Bank Berhad | 49 | Visa | 27% |
| RHB Bank Berhad | 45 | Visa | 36% |
| Maybank | 44 | American Express | 7% |
| Malayan Banking Berhad | 41 | Mastercard | 29% |
| Public Bank Berhad | 38 | Visa | 29% |
| AmBank (M) Berhad | 37 | Mastercard | 22% |
| HSBC Bank Malaysia Berhad | 37 | Mastercard | 27% |
| CIMB Bank Berhad | 36 | Mastercard | 19% |
Payment testing notes for Malaysia
- Currency: MYR (Malaysian ringgit). Most gateway APIs expect amounts in the smallest unit, for example 1050 for 10.50.
- Card country: fraud rules often compare the BIN country (MY) with the shopper's IP address and billing address. Generate numbers with a BIN from Malaysia to test the domestic path, and with a foreign BIN to test cross-border rules.
- Debit vs credit: 26% of the BINs from Malaysia are debit ranges. If your checkout treats debit differently (fees, installments, recurring billing), test with a BIN of each type from the table above.
- MyDebit is the domestic debit scheme, and FPX online banking payments are a common alternative to cards.
Generated numbers only pass format checks: network prefix, length and the Luhn checksum. They are not issued by any bank in Malaysia, carry no money and are declined by every real payment system — use them for forms, validation and BIN rules, and switch to your gateway's documented test cards for approvals and declines.
← Generators for other countries · Malaysia BIN list · BIN generator · BIN checker
BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.
Frequently asked questions
Can I generate a Malaysia credit card number for testing?
Yes. The generator on this page starts every number with a real BIN registered to a bank in Malaysia — by default 405710 (United Overseas Bank (Malaysia) Bhd, Visa credit). The remaining digits are random and the last one is a Luhn check digit. No bank issued the number, so it carries no account and real payments with it are declined.
Which card networks are most common in Malaysia?
By BIN count in our data: Visa 37%, Mastercard 30%, Diners Club 12%, UATP 10%. Debit ranges make up 27% and credit ranges 72%.
Which BINs do Visa cards from Malaysia start with?
Examples from different banks: 405710 (United Overseas Bank (Malaysia) Bhd); 407284 (Hong Leong Bank Berhad); 400271 (RHB Bank Berhad); 484218 (Maybank). See the Malaysia BIN list for every bank.
Which currency should I use to test payments from Malaysia?
MYR (Malaysian ringgit). Gateway APIs usually expect amounts in the smallest unit (for example 1050 for 10.50). A card from any country can pay in any currency the merchant supports; the issuer handles conversion.
Will these numbers pass a payment gateway?
They pass format checks — length, network prefix and the Luhn checksum — so they are ideal for testing form validation and BIN-based rules. Gateways in test mode want their own documented test cards for approvals and declines; in live mode every generated number is declined because no bank has issued it.