FakecreditcardReal BINs from banks in the Netherlands
The generator above is preset with BIN 520953, a Mastercard credit range of Cooperatieve Rabobank U.A. Pick another bank's BIN below to switch — each number keeps the BIN, gets random digits and a Luhn check digit, and comes with a random expiry date and CVV.
| BIN | Issuer | Network | Type · level | Use this BIN |
|---|---|---|---|---|
| 520953 | Cooperatieve Rabobank U.A. | Mastercard | Credit · Standard | Use |
| 555220 | ING Bank, N.V. | Mastercard | Credit · Corporate Purchasing | Use |
| 400850 | International Card Services B.V. | Visa | Credit | Use |
| 223366 | Optal Financial Europe, Ltd. | Mastercard | Credit · B2B | Use |
| 429777 | ABN AMRO Bank, N.V. | Visa | Credit | Use |
| 528459 | De Volksbank, N.V. | Mastercard | Debit · Standard | Use |
| 402769 | Worldline | Visa | Credit | Use |
| 512640 | Bunq B.V. | Mastercard | Debit · Business | Use |
One BIN per bank — the most common Visa or Mastercard product of each of the largest issuers. All 720 BINs with a named issuer are in the Netherlands BIN list.
Card networks and card types in the Netherlands
The Netherlands has 953 BINs in the dataset; 720 name the issuing bank, spread over 73 issuers. Maestro is the most common network (49% of the BINs), followed by Mastercard (17%). Debit ranges outnumber credit ranges 574 to 379. 52 ranges are prepaid or gift products and 164 are business, corporate or commercial cards.
| Network | BINs | Share | Debit | Credit |
|---|---|---|---|---|
| Maestro | 468 | 49% | 468 | 0 |
| Mastercard | 163 | 17% | 38 | 125 |
| Visa | 152 | 16% | 67 | 85 |
| American Express | 119 | 12% | 0 | 119 |
| Diners Club | 47 | 5% | 0 | 47 |
| Private label | 2 | less than 1% | 0 | 2 |
| UnionPay | 2 | less than 1% | 1 | 1 |
Most common product levels: Standard (331), Personal (220), Corporate (40), Business (37), B2B (28).
Largest card issuers in the Netherlands
The 10 banks with the most BINs in the data, out of 73 named issuers. Each bank with ten or more BINs has a page listing all of them.
| Issuer | BINs | Main network | Debit |
|---|---|---|---|
| ING | 99 | Maestro | 100% |
| Paysquare SE | 96 | Maestro | 100% |
| Amex Netherlands Consumer | 92 | American Express | 0% |
| Cooperatieve Rabobank U.A. | 60 | Maestro | 90% |
| ING Bank, N.V. | 43 | Mastercard | 33% |
| International Card Services B.V. | 40 | Visa | 8% |
| Optal Financial Europe, Ltd. | 39 | Mastercard | 13% |
| ABN AMRO Bank N.V | 28 | Maestro | 57% |
| De Volksbank, N.V. | 24 | Maestro | 96% |
| Worldline, S.A. | 22 | Maestro | 55% |
Payment testing notes for the Netherlands
- Currency: EUR (euro). Most gateway APIs expect amounts in the smallest unit, for example 1050 for 10.50.
- Strong Customer Authentication: as an EEA country, PSD2 rules require two-factor authentication for most online card payments — test 3-D Secure challenges in your gateway's sandbox.
- Card country: fraud rules often compare the BIN country (NL) with the shopper's IP address and billing address. Generate numbers with a BIN from the Netherlands to test the domestic path, and with a foreign BIN to test cross-border rules.
- Debit vs credit: 60% of the BINs from the Netherlands are debit ranges. If your checkout treats debit differently (fees, installments, recurring billing), test with a BIN of each type from the table above.
- iDEAL bank payments are the most common online payment method, so card checkouts usually sit next to it.
Generated numbers only pass format checks: network prefix, length and the Luhn checksum. They are not issued by any bank in the Netherlands, carry no money and are declined by every real payment system — use them for forms, validation and BIN rules, and switch to your gateway's documented test cards for approvals and declines.
← Generators for other countries · Netherlands BIN list · BIN generator · BIN checker
BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.
Frequently asked questions
Can I generate a Netherlands credit card number for testing?
Yes. The generator on this page starts every number with a real BIN registered to a bank in the Netherlands — by default 520953 (Cooperatieve Rabobank U.A, Mastercard credit). The remaining digits are random and the last one is a Luhn check digit. No bank issued the number, so it carries no account and real payments with it are declined.
Which card networks are most common in Netherlands?
By BIN count in our data: Maestro 49%, Mastercard 17%, Visa 16%, American Express 12%. Debit ranges make up 60% and credit ranges 40%.
Which BINs do Visa cards from the Netherlands start with?
Examples from different banks: 400850 (International Card Services B.V.); 429777 (ABN AMRO Bank, N.V.); 402769 (Worldline). See the Netherlands BIN list for every bank.
Which currency should I use to test payments from Netherlands?
EUR (euro). Gateway APIs usually expect amounts in the smallest unit (for example 1050 for 10.50). A card from any country can pay in any currency the merchant supports; the issuer handles conversion.
Will these numbers pass a payment gateway?
They pass format checks — length, network prefix and the Luhn checksum — so they are ideal for testing form validation and BIN-based rules. Gateways in test mode want their own documented test cards for approvals and declines; in live mode every generated number is declined because no bank has issued it.