Real BINs from banks in Romania
The generator above is preset with BIN 424404, a Visa debit range of BRD - Groupe Societe Generale, S.A. Pick another bank's BIN below to switch — each number keeps the BIN, gets random digits and a Luhn check digit, and comes with a random expiry date and CVV.
| BIN | Issuer | Network | Type · level | Use this BIN |
|---|---|---|---|---|
| 424404 | BRD - Groupe Societe Generale, S.A. | Visa | Debit · Classic | Use |
| 520323 | UniCredit Bank SA | Mastercard | Credit · Standard | Use |
| 411987 | Banca Transilvania, S.A. | Visa | Debit · Classic | Use |
| 520012 | Raiffeisen Bank, S.A. | Mastercard | Debit · Standard | Use |
| 510161 | Romanian Commercial Bank S.A. - Banca Comerciala Romana, S.A. | Mastercard | Credit · Business | Use |
| 421143 | Banca Comerciala Romana, S.A. | Visa | Debit · Classic | Use |
| 434801 | Alpha Bank Romania, S.A. | Visa | Debit · Classic | Use |
| 527452 | OTP Bank Romania, S.A. | Mastercard | Credit · Standard | Use |
One BIN per bank — the most common Visa or Mastercard product of each of the largest issuers. All 562 BINs with a named issuer are in the Romania BIN list.
Largest card issuers in Romania
The 10 banks with the most BINs in the data, out of 77 named issuers. Each bank with ten or more BINs has a page listing all of them.
| Issuer | BINs | Main network | Debit |
|---|---|---|---|
| BRD Groupe Societe Generale | 46 | Mastercard | 63% |
| UniCredit Bank SA | 36 | Mastercard | 47% |
| Banca Transilvania, S.A. | 33 | Visa | 55% |
| Raiffeisen Bank, S.A. | 28 | Mastercard | 57% |
| Romanian Commercial Bank S.A. - Banca Comerciala Romana, S.A. | 25 | Mastercard | 24% |
| Banca Comerciala Romana, S.A. | 24 | Visa | 58% |
| Alpha Bank Romania, S.A. | 20 | Visa | 50% |
| OTP Bank Romania, S.A. | 20 | Mastercard | 50% |
| Vista Bank (Romania), S.A. | 20 | Visa | 65% |
| Banca Comerciala Intesa Sanpaolo Romania SA | 18 | Visa | 56% |
Card networks and card types in Romania
We count 863 card BINs for Romania — 562 with a known issuer, from 77 banks. Visa is the most common network (35% of the BINs), followed by Maestro (32%). Debit ranges outnumber credit ranges 583 to 280. 34 ranges are prepaid or gift products and 134 are business, corporate or commercial cards.
| Network | BINs | Share | Debit | Credit |
|---|---|---|---|---|
| Visa | 304 | 35% | 193 | 111 |
| Maestro | 272 | 32% | 272 | 0 |
| Mastercard | 264 | 31% | 115 | 149 |
| Diners Club | 10 | 1% | 0 | 10 |
| American Express | 9 | 1% | 0 | 9 |
| Private label | 4 | less than 1% | 3 | 1 |
Most common product levels: Standard (356), Business (108), Classic (85), Gold (57), Electron (29).
Payment testing notes for Romania
- Currency: RON (Romanian leu). Most gateway APIs expect amounts in the smallest unit, for example 1050 for 10.50.
- Strong Customer Authentication: as an EEA country, PSD2 rules require two-factor authentication for most online card payments — test 3-D Secure challenges in your gateway's sandbox.
- Card country: fraud rules often compare the BIN country (RO) with the shopper's IP address and billing address. Generate numbers with a BIN from Romania to test the domestic path, and with a foreign BIN to test cross-border rules.
- Debit vs credit: 67% of the BINs from Romania are debit ranges. If your checkout treats debit differently (fees, installments, recurring billing), test with a BIN of each type from the table above.
Generated numbers only pass format checks: network prefix, length and the Luhn checksum. They are not issued by any bank in Romania, carry no money and are declined by every real payment system — use them for forms, validation and BIN rules, and switch to your gateway's documented test cards for approvals and declines.
← Generators for other countries · Romania BIN list · BIN generator · BIN checker
BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.
Frequently asked questions
Can I generate a Romania credit card number for testing?
Yes. The generator on this page starts every number with a real BIN registered to a bank in Romania — by default 424404 (BRD - Groupe Societe Generale, S.A, Visa debit). The remaining digits are random and the last one is a Luhn check digit. No bank issued the number, so it carries no account and real payments with it are declined.
Which card networks are most common in Romania?
By BIN count in our data: Visa 35%, Maestro 32%, Mastercard 31%, Diners Club 1%. Debit ranges make up 68% and credit ranges 32%.
Which BINs do Visa cards from Romania start with?
Examples from different banks: 424404 (BRD - Groupe Societe Generale, S.A.); 411987 (Banca Transilvania, S.A.); 421143 (Banca Comerciala Romana, S.A.); 434801 (Alpha Bank Romania, S.A.). See the Romania BIN list for every bank.
Which currency should I use to test payments from Romania?
RON (Romanian leu). Gateway APIs usually expect amounts in the smallest unit (for example 1050 for 10.50). A card from any country can pay in any currency the merchant supports; the issuer handles conversion.
Will these numbers pass a payment gateway?
They pass format checks — length, network prefix and the Luhn checksum — so they are ideal for testing form validation and BIN-based rules. Gateways in test mode want their own documented test cards for approvals and declines; in live mode every generated number is declined because no bank has issued it.