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Prefix 4 · 13, 16, 19 digits · 3-digit CVV

Singapore Credit Card Generator

Generate test card numbers that start with real BINs from banks in Singapore — preset with United Overseas Bank, Ltd (414156). Luhn-valid, with expiry date and CVV. Test data only, not real cards.

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Local bank BINs
Generated cards

Test data only — these numbers are not issued by any bank and every real payment with them will be declined.

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Generated locally with your browser’s crypto API — nothing is sent to a server.

Visa format

Starts with
4
Length
13, 16, 19
Security code
3
Stripe
4242 4242 4242 4242
Visa generator
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Brand ranges at a glance

The prefixes and lengths your checkout must accept. Each brand has its own generator page.

For developers & QA

Test data that stays out of PCI scope

Use generated numbers for everything before the payment request, then switch to your gateway’s official sandbox cards for approvals, declines and 3-D Secure.

  • Test form validation & input masks
  • Seed staging databases and demos
  • Reproduce declines and 3-D Secure in the sandbox
Browse gateway test cards

Official sandbox cards, per gateway

All 18 gateways →

Real BINs from banks in Singapore

The generator above is preset with BIN 414156, a Visa credit range of United Overseas Bank, Ltd. Pick another bank's BIN below to switch — each number keeps the BIN, gets random digits and a Luhn check digit, and comes with a random expiry date and CVV.

BINIssuerNetworkType · levelUse this BIN
414156 United Overseas Bank, Ltd. VisaCredit Use
512219 Triplink International Pte, Ltd. MastercardDebit · Business Use
428424 DBS Bank, Ltd. VisaCredit · Platinum Use
421808 Oversea-Chinese Banking Corporation Ltd. VisaDebit · Platinum Use
520903 Citibank Singapore, Ltd. MastercardDebit · Platinum Use
436326 HSBC Bank (Singapore), Ltd. VisaDebit · Platinum Use
524355 Standard Chartered Bank (Singapore), Ltd. MastercardDebit · Platinum Use
401299 Asia-Pacific Region VisaCredit · Classic Use

One BIN per bank — the most common Visa or Mastercard product of each of the largest issuers. All 970 BINs with a named issuer are in the Singapore BIN list.

Card networks and card types in Singapore

Our BIN data lists 1,309 BINs registered to Singapore, 970 of them with a named issuer across 86 banks. The largest network is Mastercard with 24% of the ranges, followed by Visa (23%). Credit ranges outnumber debit ranges 786 to 523. 79 ranges are prepaid or gift products and 231 are business, corporate or commercial cards.

NetworkBINsShareDebitCredit
Mastercard317 24%140177
Visa301 23%148153
Diners Club260 20%0260
Maestro218 17%2180
UATP100 8%0100
American Express84 6%381
UnionPay17 1%89
Private label7 1%61

Most common product levels: Standard (232), Personal (207), Platinum (110), UATP (100), Business (74).

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Largest card issuers in Singapore

The 10 banks with the most BINs in the data, out of 86 named issuers. Each bank with ten or more BINs has a page listing all of them.

Payment testing notes for Singapore

Generated numbers only pass format checks: network prefix, length and the Luhn checksum. They are not issued by any bank in Singapore, carry no money and are declined by every real payment system — use them for forms, validation and BIN rules, and switch to your gateway's documented test cards for approvals and declines.

← Generators for other countries · Singapore BIN list · BIN generator · BIN checker

BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

Frequently asked questions

Can I generate a Singapore credit card number for testing?

Yes. The generator on this page starts every number with a real BIN registered to a bank in Singapore — by default 414156 (United Overseas Bank, Ltd, Visa credit). The remaining digits are random and the last one is a Luhn check digit. No bank issued the number, so it carries no account and real payments with it are declined.

Which card networks are most common in Singapore?

By BIN count in our data: Mastercard 24%, Visa 23%, Diners Club 20%, Maestro 17%. Debit ranges make up 40% and credit ranges 60%.

Which BINs do Visa cards from Singapore start with?

Examples from different banks: 414156 (United Overseas Bank, Ltd.); 428424 (DBS Bank, Ltd.); 421808 (Oversea-Chinese Banking Corporation Ltd.); 436326 (HSBC Bank (Singapore), Ltd.). See the Singapore BIN list for every bank.

Which currency should I use to test payments from Singapore?

SGD (Singapore dollar). Gateway APIs usually expect amounts in the smallest unit (for example 1050 for 10.50). A card from any country can pay in any currency the merchant supports; the issuer handles conversion.

Will these numbers pass a payment gateway?

They pass format checks — length, network prefix and the Luhn checksum — so they are ideal for testing form validation and BIN-based rules. Gateways in test mode want their own documented test cards for approvals and declines; in live mode every generated number is declined because no bank has issued it.

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