Real BINs from banks in Singapore
The generator above is preset with BIN 414156, a Visa credit range of United Overseas Bank, Ltd. Pick another bank's BIN below to switch — each number keeps the BIN, gets random digits and a Luhn check digit, and comes with a random expiry date and CVV.
| BIN | Issuer | Network | Type · level | Use this BIN |
|---|---|---|---|---|
| 414156 | United Overseas Bank, Ltd. | Visa | Credit | Use |
| 512219 | Triplink International Pte, Ltd. | Mastercard | Debit · Business | Use |
| 428424 | DBS Bank, Ltd. | Visa | Credit · Platinum | Use |
| 421808 | Oversea-Chinese Banking Corporation Ltd. | Visa | Debit · Platinum | Use |
| 520903 | Citibank Singapore, Ltd. | Mastercard | Debit · Platinum | Use |
| 436326 | HSBC Bank (Singapore), Ltd. | Visa | Debit · Platinum | Use |
| 524355 | Standard Chartered Bank (Singapore), Ltd. | Mastercard | Debit · Platinum | Use |
| 401299 | Asia-Pacific Region | Visa | Credit · Classic | Use |
One BIN per bank — the most common Visa or Mastercard product of each of the largest issuers. All 970 BINs with a named issuer are in the Singapore BIN list.
Card networks and card types in Singapore
Our BIN data lists 1,309 BINs registered to Singapore, 970 of them with a named issuer across 86 banks. The largest network is Mastercard with 24% of the ranges, followed by Visa (23%). Credit ranges outnumber debit ranges 786 to 523. 79 ranges are prepaid or gift products and 231 are business, corporate or commercial cards.
| Network | BINs | Share | Debit | Credit |
|---|---|---|---|---|
| Mastercard | 317 | 24% | 140 | 177 |
| Visa | 301 | 23% | 148 | 153 |
| Diners Club | 260 | 20% | 0 | 260 |
| Maestro | 218 | 17% | 218 | 0 |
| UATP | 100 | 8% | 0 | 100 |
| American Express | 84 | 6% | 3 | 81 |
| UnionPay | 17 | 1% | 8 | 9 |
| Private label | 7 | 1% | 6 | 1 |
Most common product levels: Standard (232), Personal (207), Platinum (110), UATP (100), Business (74).
Largest card issuers in Singapore
The 10 banks with the most BINs in the data, out of 86 named issuers. Each bank with ten or more BINs has a page listing all of them.
| Issuer | BINs | Main network | Debit |
|---|---|---|---|
| DC Singapore | 178 | Diners Club | 0% |
| Wego Pte, Ltd. | 100 | UATP | 0% |
| United Overseas Bank, Ltd. | 76 | Mastercard | 18% |
| Triplink International Pte, Ltd. | 62 | Mastercard | 92% |
| DBS Bank, Ltd. | 45 | Visa | 33% |
| Oversea-Chinese Banking Corporation, Ltd. | 39 | Visa | 44% |
| Citibank Singapore, Ltd. | 35 | Mastercard | 46% |
| HSBC Bank (Singapore), Ltd. | 25 | Visa | 36% |
| Standard Chartered Bank (Singapore), Ltd. | 25 | Mastercard | 36% |
| AEII Singapore Branch Gstar Cons Revolve | 24 | American Express | 0% |
Payment testing notes for Singapore
- Currency: SGD (Singapore dollar). Most gateway APIs expect amounts in the smallest unit, for example 1050 for 10.50.
- Card country: fraud rules often compare the BIN country (SG) with the shopper's IP address and billing address. Generate numbers with a BIN from Singapore to test the domestic path, and with a foreign BIN to test cross-border rules.
- Debit vs credit: 39% of the BINs from Singapore are debit ranges. If your checkout treats debit differently (fees, installments, recurring billing), test with a BIN of each type from the table above.
- NETS is the domestic debit network, and PayNow transfers are common for local payments.
Generated numbers only pass format checks: network prefix, length and the Luhn checksum. They are not issued by any bank in Singapore, carry no money and are declined by every real payment system — use them for forms, validation and BIN rules, and switch to your gateway's documented test cards for approvals and declines.
← Generators for other countries · Singapore BIN list · BIN generator · BIN checker
BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.
Frequently asked questions
Can I generate a Singapore credit card number for testing?
Yes. The generator on this page starts every number with a real BIN registered to a bank in Singapore — by default 414156 (United Overseas Bank, Ltd, Visa credit). The remaining digits are random and the last one is a Luhn check digit. No bank issued the number, so it carries no account and real payments with it are declined.
Which card networks are most common in Singapore?
By BIN count in our data: Mastercard 24%, Visa 23%, Diners Club 20%, Maestro 17%. Debit ranges make up 40% and credit ranges 60%.
Which BINs do Visa cards from Singapore start with?
Examples from different banks: 414156 (United Overseas Bank, Ltd.); 428424 (DBS Bank, Ltd.); 421808 (Oversea-Chinese Banking Corporation Ltd.); 436326 (HSBC Bank (Singapore), Ltd.). See the Singapore BIN list for every bank.
Which currency should I use to test payments from Singapore?
SGD (Singapore dollar). Gateway APIs usually expect amounts in the smallest unit (for example 1050 for 10.50). A card from any country can pay in any currency the merchant supports; the issuer handles conversion.
Will these numbers pass a payment gateway?
They pass format checks — length, network prefix and the Luhn checksum — so they are ideal for testing form validation and BIN-based rules. Gateways in test mode want their own documented test cards for approvals and declines; in live mode every generated number is declined because no bank has issued it.