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Prefix 4 · 13, 16, 19 digits · 3-digit CVV

South Korea Credit Card Generator

Generate test card numbers that start with real BINs from banks in South Korea — preset with BC Card Company, Ltd (406703). Luhn-valid, with expiry date and CVV. Test data only, not real cards.

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Local bank BINs
Generated cards

Test data only — these numbers are not issued by any bank and every real payment with them will be declined.

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Generated locally with your browser’s crypto API — nothing is sent to a server.

Visa format

Starts with
4
Length
13, 16, 19
Security code
3
Stripe
4242 4242 4242 4242
Visa generator
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Brand ranges at a glance

The prefixes and lengths your checkout must accept. Each brand has its own generator page.

For developers & QA

Test data that stays out of PCI scope

Use generated numbers for everything before the payment request, then switch to your gateway’s official sandbox cards for approvals, declines and 3-D Secure.

  • Test form validation & input masks
  • Seed staging databases and demos
  • Reproduce declines and 3-D Secure in the sandbox
Browse gateway test cards

Official sandbox cards, per gateway

All 18 gateways →

Real BINs from banks in South Korea

The generator above is preset with BIN 406703, a Visa credit range of BC Card Company, Ltd. Pick another bank's BIN below to switch — each number keeps the BIN, gets random digits and a Luhn check digit, and comes with a random expiry date and CVV.

BINIssuerNetworkType · levelUse this BIN
406703 BC Card Company, Ltd. VisaCredit · Corporate T&e Use
400772 Shinhan Card Co., Ltd. VisaDebit · Classic Use
407423 KB Kookmin Card Co., Ltd. VisaCredit · Gold Use
512352 Hyundaicard Co., Ltd. MastercardCredit · Standard Use
222885 Lotte Card Co., Ltd. MastercardCredit · Gold Use
222884 Samsung Card Co., Ltd. MastercardCredit · Gold Use
401787 Hyundai Card Company, Ltd. VisaCredit · Platinum Use
402175 Hana Card VisaCredit · Classic Use
898212 KT World Pass Local brandCredit Use

One BIN per bank — the most common Visa or Mastercard product of each of the largest issuers, plus local-network BINs. All 3,773 BINs with a named issuer are in the South Korea BIN list.

Local card networks in South Korea

Besides the international networks, South Korea has its own card scheme. Local networks matter for testing because their numbers often use prefixes that a Visa/Mastercard-only form rejects or labels wrongly.

NetworkAboutBINsShareExample BIN
Local branddomestic-only cards issued by Korean card companies2,00944% 898212 KT World Pass
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Largest card issuers in South Korea

The 10 banks with the most BINs in the data, out of 128 named issuers. Each bank with ten or more BINs has a page listing all of them.

IssuerBINsMain networkDebit
BC Card986Local brand38%
Shinhan Card Co., Ltd.569Local brand35%
KB Kookmin Card Co., Ltd271Mastercard36%
Hyundaicard Co., Ltd.243Local brand9%
Lotte Card Co., Ltd.199Local brand21%
Samsung Card Co., Ltd.168Local brand20%
Hyundai Card Company, Ltd.166Visa24%
Hana Card111Visa27%
Nonghyup Bank93Mastercard39%
Wooricard Co., Ltd91Mastercard27%

Card networks and card types in South Korea

South Korea has 4,520 BINs in the dataset; 3,773 name the issuing bank, spread over 128 issuers. Local brand is the most common network (44% of the BINs), followed by Visa (19%). Credit ranges outnumber debit ranges 2,573 to 1,947. 296 ranges are prepaid or gift products and 678 are business, corporate or commercial cards.

NetworkBINsShareDebitCredit
Local brand2,009 44%1,240769
Visa863 19%205658
Mastercard723 16%155568
UnionPay293 6%92201
Maestro194 4%1940
JCB122 3%8114
American Express102 2%2100
Diners Club82 2%2557

Most common product levels: Personal (576), Platinum (283), Classic (264), Business (260), Gold (224).

Payment testing notes for South Korea

Generated numbers only pass format checks: network prefix, length and the Luhn checksum. They are not issued by any bank in South Korea, carry no money and are declined by every real payment system — use them for forms, validation and BIN rules, and switch to your gateway's documented test cards for approvals and declines.

← Generators for other countries · South Korea BIN list · BIN generator · BIN checker

BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

Frequently asked questions

Can I generate a South Korea credit card number for testing?

Yes. The generator on this page starts every number with a real BIN registered to a bank in South Korea — by default 406703 (BC Card Company, Ltd, Visa credit). The remaining digits are random and the last one is a Luhn check digit. No bank issued the number, so it carries no account and real payments with it are declined.

Which card networks are most common in South Korea?

By BIN count in our data: Local brand 44%, Visa 19%, Mastercard 16%, UnionPay 6%. Local networks: Local brand (2,009 BINs). Debit ranges make up 43% and credit ranges 57%.

Which BINs do Visa cards from South Korea start with?

Examples from different banks: 406703 (BC Card Company, Ltd.); 400772 (Shinhan Card Co., Ltd.); 407423 (KB Kookmin Card Co., Ltd.); 401787 (Hyundai Card Company, Ltd.). See the South Korea BIN list for every bank.

Which currency should I use to test payments from South Korea?

KRW (South Korean won). It has no minor unit, so amounts are whole numbers — many gateway APIs treat it as a zero-decimal currency and expect 1000, not 1000.00. A card from any country can pay in any currency the merchant supports; the issuer handles conversion.

Will these numbers pass a payment gateway?

They pass format checks — length, network prefix and the Luhn checksum — so they are ideal for testing form validation and BIN-based rules. Gateways in test mode want their own documented test cards for approvals and declines; in live mode every generated number is declined because no bank has issued it.

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