FakecreditcardReal BINs from banks in the United Arab Emirates
The generator above is preset with BIN 414965, a Visa credit range of First Abu Dhabi Bank (PJSC). Pick another bank's BIN below to switch — each number keeps the BIN, gets random digits and a Luhn check digit, and comes with a random expiry date and CVV.
| BIN | Issuer | Network | Type · level | Use this BIN |
|---|---|---|---|---|
| 414965 | First Abu Dhabi Bank (PJSC) | Visa | Credit · Platinum | Use |
| 515532 | Network International LLC | Mastercard | Credit · World | Use |
| 409307 | Abu Dhabi Commercial Bank | Visa | Credit · Platinum | Use |
| 514056 | Dubai Islamic Bank PJSC | Mastercard | Debit · Prepaid | Use |
| 517251 | National Bank of Ras Al-Khaimah (Rakbank) | Mastercard | Credit · Titanium | Use |
| 517208 | HSBC Bank Middle East | Mastercard | Credit · Corporate | Use |
| 512670 | Emirates NBD | Mastercard | Credit · Standard | Use |
| 417622 | Mashreqbank | Visa | Credit · Platinum | Use |
One BIN per bank — the most common Visa or Mastercard product of each of the largest issuers. All 1,301 BINs with a named issuer are in the United Arab Emirates BIN list.
Largest card issuers in the United Arab Emirates
The 10 banks with the most BINs in the data, out of 96 named issuers. Each bank with ten or more BINs has a page listing all of them.
| Issuer | BINs | Main network | Debit |
|---|---|---|---|
| First Abu Dhabi Bank PJSC | 178 | Visa | 30% |
| Etihad Airways (EY) | 100 | UATP | 0% |
| Network International LLC | 87 | Mastercard | 36% |
| Abu Dhabi Commercial Bank | 75 | Mastercard | 29% |
| Dubai Islamic Bank | 66 | Visa | 45% |
| National Bank of Ras Al-Khaimah (Rakbank) | 58 | Mastercard | 45% |
| HSBC Bank Middle East | 50 | Visa | 26% |
| Emirates NBD | 45 | Mastercard | 36% |
| Mashreqbank | 44 | Visa | 43% |
| Emirates NBD Bank (P.J.S.C.) | 43 | Visa | 42% |
Card networks and card types in the United Arab Emirates
We count 1,351 card BINs for the United Arab Emirates — 1,301 with a known issuer, from 96 banks. Visa is the most common network (46% of the BINs), followed by Mastercard (42%). Credit ranges outnumber debit ranges 844 to 507. 240 ranges are prepaid or gift products and 158 are business, corporate or commercial cards.
| Network | BINs | Share | Debit | Credit |
|---|---|---|---|---|
| Visa | 620 | 46% | 237 | 383 |
| Mastercard | 565 | 42% | 218 | 347 |
| UATP | 100 | 7% | 0 | 100 |
| Discover | 19 | 1% | 19 | 0 |
| Local brand | 14 | 1% | 14 | 0 |
| Maestro | 13 | 1% | 13 | 0 |
| Diners Club | 9 | 1% | 0 | 9 |
| UnionPay | 6 | less than 1% | 4 | 2 |
Most common product levels: Platinum (266), Prepaid (127), UATP (100), Classic (72), Titanium (64).
Payment testing notes for the United Arab Emirates
- Currency: AED (UAE dirham). Most gateway APIs expect amounts in the smallest unit, for example 1050 for 10.50.
- Card country: fraud rules often compare the BIN country (AE) with the shopper's IP address and billing address. Generate numbers with a BIN from the United Arab Emirates to test the domestic path, and with a foreign BIN to test cross-border rules.
- Debit vs credit: 37% of the BINs from the United Arab Emirates are debit ranges. If your checkout treats debit differently (fees, installments, recurring billing), test with a BIN of each type from the table above.
Generated numbers only pass format checks: network prefix, length and the Luhn checksum. They are not issued by any bank in the United Arab Emirates, carry no money and are declined by every real payment system — use them for forms, validation and BIN rules, and switch to your gateway's documented test cards for approvals and declines.
← Generators for other countries · United Arab Emirates BIN list · BIN generator · BIN checker
BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.
Frequently asked questions
Can I generate a United Arab Emirates credit card number for testing?
Yes. The generator on this page starts every number with a real BIN registered to a bank in the United Arab Emirates — by default 414965 (First Abu Dhabi Bank (PJSC), Visa credit). The remaining digits are random and the last one is a Luhn check digit. No bank issued the number, so it carries no account and real payments with it are declined.
Which card networks are most common in United Arab Emirates?
By BIN count in our data: Visa 46%, Mastercard 42%, UATP 7%, Discover 1%. Debit ranges make up 38% and credit ranges 62%.
Which BINs do Visa cards from the United Arab Emirates start with?
Examples from different banks: 414965 (First Abu Dhabi Bank (PJSC)); 409307 (Abu Dhabi Commercial Bank); 417622 (Mashreqbank). See the United Arab Emirates BIN list for every bank.
Which currency should I use to test payments from United Arab Emirates?
AED (UAE dirham). Gateway APIs usually expect amounts in the smallest unit (for example 1050 for 10.50). A card from any country can pay in any currency the merchant supports; the issuer handles conversion.
Will these numbers pass a payment gateway?
They pass format checks — length, network prefix and the Luhn checksum — so they are ideal for testing form validation and BIN-based rules. Gateways in test mode want their own documented test cards for approvals and declines; in live mode every generated number is declined because no bank has issued it.