FakecreditcardReal BINs from banks in Vietnam
The generator above is preset with BIN 520399, a Mastercard credit range of Vietnam Prosperity Joint Stock Commercial Bank. Pick another bank's BIN below to switch — each number keeps the BIN, gets random digits and a Luhn check digit, and comes with a random expiry date and CVV.
| BIN | Issuer | Network | Type · level | Use this BIN |
|---|---|---|---|---|
| 520399 | Vietnam Prosperity Joint Stock Commercial Bank | Mastercard | Credit · Standard | Use |
| 412725 | Saigon Thuong Tin Commercial Joint Stock Bank | Visa | Debit · Prepaid Classic | Use |
| 426926 | Asia Commercial Bank | Visa | Credit | Use |
| 405806 | Joint Stock Commercial Bank for Foreign Trade of Vietnam | Visa | Debit · Classic | Use |
| 404184 | Vietnam Joint Stock Commercial Bank for Industry and Trade | Visa | Credit · Classic | Use |
| 403013 | Shinhan Bank Vietnam, Ltd. | Visa | Credit · Classic | Use |
| 405573 | Tien Phong Commercial Joint Stock Bank | Visa | Credit · Platinum | Use |
| 515131 | HO Chi Minh City Development Joint Stock Commercial Bank | Mastercard | Credit · Gold | Use |
One BIN per bank — the most common Visa or Mastercard product of each of the largest issuers. All 743 BINs with a named issuer are in the Vietnam BIN list.
Largest card issuers in Vietnam
The 10 banks with the most BINs in the data, out of 154 named issuers. Each bank with ten or more BINs has a page listing all of them.
| Issuer | BINs | Main network | Debit |
|---|---|---|---|
| Vietnam Prosperity Joint Stock Commercial Bank | 38 | Mastercard | 39% |
| Saigon Thuong Tin Commercial Joint Stock Bank | 35 | Visa | 49% |
| Asia Commercial Bank | 29 | Visa | 31% |
| Joint Stock Commercial Bank for Foreign Trade of Vietnam | 28 | Visa | 46% |
| Vietnam Joint Stock Commercial Bank for Industry and Trade | 24 | Visa | 42% |
| Shinhan Bank Vietnam, Ltd. | 22 | Visa | 18% |
| Tien Phong Commercial Joint Stock Bank | 22 | Visa | 50% |
| HO Chi Minh City Development Joint Stock Commercial Bank | 21 | Mastercard | 52% |
| Vietnam Export Import Commercial Joint-Stock Bank | 18 | Visa | 28% |
| Joint Stock Commercial Bank for Investment and Development of Vietnam | 17 | Visa | 35% |
Card networks and card types in Vietnam
Vietnam has 782 BINs in the dataset; 743 name the issuing bank, spread over 154 issuers. The largest network is Visa with 49% of the ranges, followed by Mastercard (29%). Credit ranges outnumber debit ranges 426 to 356. 59 ranges are prepaid or gift products and 82 are business, corporate or commercial cards.
| Network | BINs | Share | Debit | Credit |
|---|---|---|---|---|
| Visa | 381 | 49% | 161 | 220 |
| Mastercard | 226 | 29% | 87 | 139 |
| Private label | 64 | 8% | 64 | 0 |
| JCB | 45 | 6% | 10 | 35 |
| UnionPay | 24 | 3% | 16 | 8 |
| American Express | 15 | 2% | 4 | 11 |
| Maestro | 14 | 2% | 14 | 0 |
| Diners Club | 13 | 2% | 0 | 13 |
Most common product levels: Classic (126), Platinum (108), Gold (103), Standard (100), ATM Card (52).
Payment testing notes for Vietnam
- Currency: VND (Vietnamese dong). It has no minor unit, so amounts are whole numbers; most gateway APIs treat VND as a zero-decimal currency (send 1000, not 100000).
- Card country: fraud rules often compare the BIN country (VN) with the shopper's IP address and billing address. Generate numbers with a BIN from Vietnam to test the domestic path, and with a foreign BIN to test cross-border rules.
- Debit vs credit: 45% of the BINs from Vietnam are debit ranges. If your checkout treats debit differently (fees, installments, recurring billing), test with a BIN of each type from the table above.
- NAPAS is the national switch that connects Vietnamese domestic cards.
Generated numbers only pass format checks: network prefix, length and the Luhn checksum. They are not issued by any bank in Vietnam, carry no money and are declined by every real payment system — use them for forms, validation and BIN rules, and switch to your gateway's documented test cards for approvals and declines.
← Generators for other countries · Vietnam BIN list · BIN generator · BIN checker
BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.
Frequently asked questions
Can I generate a Vietnam credit card number for testing?
Yes. The generator on this page starts every number with a real BIN registered to a bank in Vietnam — by default 520399 (Vietnam Prosperity Joint Stock Commercial Bank, Mastercard credit). The remaining digits are random and the last one is a Luhn check digit. No bank issued the number, so it carries no account and real payments with it are declined.
Which card networks are most common in Vietnam?
By BIN count in our data: Visa 49%, Mastercard 29%, Private label 8%, JCB 6%. Debit ranges make up 46% and credit ranges 54%.
Which BINs do Visa cards from Vietnam start with?
Examples from different banks: 412725 (Saigon Thuong Tin Commercial Joint Stock Bank); 426926 (Asia Commercial Bank); 405806 (Joint Stock Commercial Bank for Foreign Trade of Vietnam); 404184 (Vietnam Joint Stock Commercial Bank for Industry and Trade). See the Vietnam BIN list for every bank.
Which currency should I use to test payments from Vietnam?
VND (Vietnamese dong). It has no minor unit, so amounts are whole numbers — many gateway APIs treat it as a zero-decimal currency and expect 1000, not 1000.00. A card from any country can pay in any currency the merchant supports; the issuer handles conversion.
Will these numbers pass a payment gateway?
They pass format checks — length, network prefix and the Luhn checksum — so they are ideal for testing form validation and BIN-based rules. Gateways in test mode want their own documented test cards for approvals and declines; in live mode every generated number is declined because no bank has issued it.