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Finland BIN List

Card BINs issued by banks in Finland: networks, debit and credit ranges, and the main issuers.

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472BINs with a named issuer
56issuers
22%debit ranges
8card networks

Finland accounts for 912 BINs in our data, and 472 of those carry an issuer name. By network, Visa leads with 135, then American Express (120), Mastercard (105), UATP (100) and 4 other networks. Credit outnumbers debit 368 to 104.

56 issuers appear in the list. The largest is American Express with 104 BINs, ahead of Finnair Oyj (AY) (100) and Nordea Bank AB (Publ) (27). 11 banks have 10 or more BINs and their own pages below.

By product level, the data shows UATP (100), Standard (54) and Classic (43). 12 BINs are prepaid or gift products. 45 are marked as business, corporate or commercial.

Finland test card generatorBank pages (11)

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Card networks in Finland

NetworkDebitCreditOtherTotal
Visa 60750135
American Express 01200120
Mastercard 34710105
UATP 01000100
Maestro 7007
Private label 2002
Diners Club 0202
Local brand 1001

Largest issuers in Finland

IssuerBINsMain networkDebit
American Express104American Express0%
Finnair Oyj (AY)100UATP0%
Nordea Bank AB (Publ)27Mastercard44%
Tapiola Pankki OY26Visa4%
Aktia Bank PLC18Mastercard50%
Svenska Handelsbanken AB13Mastercard38%
Alandsbanken Abp12Mastercard42%
AEESA Amex Services Europe Ltd-Finland11American Express0%
Danske Bank Oyj11Visa27%
Danske Bank A/S11Mastercard27%
OP Card Company PLC10Visa40%
Saastopankkien Keskuspankki Suomi Oyj9Visa67%
SEB Kort Bank AB9Mastercard0%
OP Cooperative8Visa62%
Luottokunta8Visa25%
Oma Saeaestoepankki OY8Visa50%
Bonum Pankki Oyj7Visa71%
Enfuce License Services, Ltd.7Visa43%
Nordea Bank Finland PLC7Visa57%
Aktia Finans AB6Mastercard33%
AEESA Finland Gstar Cons Revolve5American Express0%
Suomen Luotto-Osuuskunta4Visa100%
Provisional Bid - Q-Express Online OY3Visa100%
Svenska Handelsbanken AB (Publ)3Visa100%
PCKT Money Oyj3Mastercard67%
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All bank BIN pages in Finland

11 issuers with 10 or more BINs, largest first.

Other issuers

Issuers with fewer than 10 BINs in the data (no separate page): Saastopankkien Keskuspankki Suomi Oyj, SEB Kort Bank AB, OP Cooperative, Luottokunta, Oma Saeaestoepankki OY, Bonum Pankki Oyj, Enfuce License Services, Ltd., Nordea Bank Finland PLC, Aktia Finans AB, AEESA Finland Gstar Cons Revolve, Suomen Luotto-Osuuskunta, Provisional Bid - Q-Express Online OY, Svenska Handelsbanken AB (Publ), PCKT Money Oyj, Nets Denmark A S, OP Retail Customers PLC, DC Finland, Aktia Saastopankii OY, S-Pankki OY (S-Bank Limited), Bank of Aaland Ltd. (Aalandsbanken AB), Suomen Asiakastieto OY, Eurocard OY, Ykkos Bonus, Ikano Bank AB (Publ), ST1 OY, Handelsbanken, Smartum OY, Teller, A.S., Folkia, A.S., Aktia Savings Bank and more.

Sample Finland BINs

40 BINs spread evenly across the 472 with a named issuer. Look up any other BIN with the BIN checker.

BINNetworkTypeLevelIssuerTest numbers
110500UATPCreditUATPFinnair Oyj (AY)Generate
110511UATPCreditUATPFinnair Oyj (AY)Generate
110523UATPCreditUATPFinnair Oyj (AY)Generate
110535UATPCreditUATPFinnair Oyj (AY)Generate
110547UATPCreditUATPFinnair Oyj (AY)Generate
110559UATPCreditUATPFinnair Oyj (AY)Generate
110570UATPCreditUATPFinnair Oyj (AY)Generate
110582UATPCreditUATPFinnair Oyj (AY)Generate
110594UATPCreditUATPFinnair Oyj (AY)Generate
374801American ExpressCreditPersonalAEESA Finland Gstar Cons RevolveGenerate
374813American ExpressCredit–American ExpressGenerate
374825American ExpressCredit–American ExpressGenerate
374842American ExpressCredit–American ExpressGenerate
374870American ExpressCredit–American ExpressGenerate
374882American ExpressCredit–American ExpressGenerate
374894American ExpressCredit–American ExpressGenerate
375105American ExpressCreditCorporateAEESA Amex Services Europe Ltd-FinlandGenerate
375147American ExpressCredit–American ExpressGenerate
375182American ExpressCredit–American ExpressGenerate
401043VisaCreditClassicOP CooperativeGenerate
424392VisaCreditGoldBonum Pankki OyjGenerate
426833VisaCreditPlatinumDanske Bank OyjGenerate
432278VisaDebitGoldOP Card Company PLCGenerate
447073VisaDebitBusinessOma Saeaestoepankki OYGenerate
462041VisaCredit–Tapiola Pankki OYGenerate
462085VisaCredit–Tapiola Pankki OYGenerate
476678VisaCreditClassicAktia Savings BankGenerate
492016VisaCreditGoldNordea Bank Finland PLCGenerate
492039VisaDebitPrepaid BusinessEnfuce License Services, Ltd.Generate
492059VisaCreditClassicOP Card Company PLCGenerate
492081VisaCredit–SampoGenerate
512004MastercardCreditGoldSvenska Handelsbanken ABGenerate
513688MastercardCreditStandardAlandsbanken AbpGenerate
520911MastercardCredit–LuottokuntaGenerate
524828MastercardCreditPlatinumDanske Bank A/SGenerate
529360MastercardCreditStandardOP Retail Customers PLCGenerate
539092MastercardDebitPrepaidFlexcard Issued By Idt Financial Services, Ltd.Generate
543073MastercardCreditWorldNordea Bank AB (Publ)Generate
552754MastercardCreditCorporateSEB Kort Bank ABGenerate
557496MastercardDebitStandardNordea Bank AB (Publ)Generate

Frequently asked questions

How do I find which bank issued a card from Finland?

Type the first 6 to 8 digits into the box above or the BIN checker: it shows the issuer, network, card type and country. 11 banks from Finland with 10 or more BINs also have a page listing all their BINs.

Which card networks are used in Finland?

By BIN count: Visa 29%, American Express 25%, Mastercard 22%, UATP 21%. 22% of the ranges are debit and 78% credit.

Why do the totals differ (912 vs 472 BINs)?

The dataset holds 912 BINs registered to Finland, but only 472 name the issuing bank; the rest are listed with a network or a processor only. This page counts the ranges with a named issuer.

Can a BIN be turned into a real, usable card number?

No. Numbers generated from a BIN pass format checks but no bank issued them, so real payments are declined. Use your gateway’s sandbox test cards for checkout tests.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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