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Ghana BIN List

Card BINs issued by banks in Ghana: networks, debit and credit ranges, and the main issuers.

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284BINs with a named issuer
43issuers
85%debit ranges
5card networks

Ghana accounts for 319 BINs in our data, and 284 of those carry an issuer name. Visa accounts for 188 of them (66%), followed by Mastercard (85), UnionPay (7), Verve (3) and 1 other network. 241 are debit ranges and 43 are credit ranges (85% debit).

43 issuers appear in the list. The largest is Zenith Bank (Ghana), Ltd. with 26 BINs, ahead of GCB Bank, Ltd. (24) and Ecobank Ghana, Ltd. (16). 11 banks have 10 or more BINs and their own pages below.

The most common card levels are Classic (61), Platinum (32) and Prepaid (26). 78 BINs are prepaid or gift products. 38 are marked as business, corporate or commercial.

Ghana test card generatorBank pages (11)

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Card networks in Ghana

NetworkDebitCreditOtherTotal
Visa 155330188
Mastercard 7510085
UnionPay 7007
Verve 3003
Local brand 1001

Largest issuers in Ghana

IssuerBINsMain networkDebit
Zenith Bank (Ghana), Ltd.26Visa88%
GCB Bank, Ltd.24Mastercard88%
Ecobank Ghana, Ltd.16Visa88%
First Atlantic Bank, Ltd.14Visa93%
Fidelity Bank Ghana, Ltd.14Visa79%
United Bank for Africa Ghana, Ltd.12Visa75%
Stanbic Bank Ghana, Ltd.12Visa42%
Access Bank (Ghana) PLC11Visa73%
Guaranty Trust Bank PLC11Mastercard91%
ABSA Bank Ghana, Ltd.10Visa70%
Consolidated Bank Ghana, Ltd.10Mastercard100%
Societe Generale Ghana, Ltd.9Visa100%
Guaranty Trust Bank Ghana, Ltd.9Visa100%
Cal Bank, Ltd.9Visa100%
Agricultural Development Bank8Visa88%
Standard Chartered Bank Ghana, Ltd.8Visa75%
Universal Merchant Bank, Ltd.8Visa100%
First National Bank Ghana, Ltd.7Visa100%
Prudential Bank, Ltd.7Visa86%
Ecobank Nigeria PLC7Mastercard57%
Republic Bank (Ghana), Ltd.5Visa60%
Bank of Africa Ghana, Ltd.5Visa100%
National Investment Bank, Ltd.5Mastercard100%
Access Bank PLC4Mastercard100%
Standard Bank of South Africa, Ltd.4Mastercard100%
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All bank BIN pages in Ghana

11 issuers with 10 or more BINs, largest first.

Other issuers

Issuers with fewer than 10 BINs in the data (no separate page): Societe Generale Ghana, Ltd., Guaranty Trust Bank Ghana, Ltd., Cal Bank, Ltd., Agricultural Development Bank, Standard Chartered Bank Ghana, Ltd., Universal Merchant Bank, Ltd., First National Bank Ghana, Ltd., Prudential Bank, Ltd., Ecobank Nigeria PLC, Republic Bank (Ghana), Ltd., Bank of Africa Ghana, Ltd., National Investment Bank, Ltd., Access Bank PLC, Standard Bank of South Africa, Ltd., Stanbic Bank Uganda, Ltd., GN Bank, Ltd., Omnibank Ghana, Ltd., Fbnbank Ghana, Ltd., UT Bank, Ltd., Barclays Bank of Ghana, Ltd., Energy Bank Ghana, Ltd., Heritage Bank, Ltd., Inn for Unionpay Card Network, Omnibsic Bank Ghana, Ltd., Interpayment Services, Ltd., SG-SSB, Ltd., Barclays, Fidelity Bank, Ltd., Access Bank PLC (Ghana), Verve Prepaid Ghana and more.

Sample Ghana BINs

40 BINs spread evenly across the 284 with a named issuer. Look up any other BIN with the BIN checker.

BINNetworkTypeLevelIssuerTest numbers
400149VisaDebitCorporate T&EGCB Bank PLCGenerate
401828VisaDebitClassicStanbic Bank Uganda, Ltd.Generate
402088VisaCreditCorporate T&EStanbic Bank Ghana, Ltd.Generate
404214VisaDebitGoldGuaranty Trust Bank Ghana, Ltd.Generate
406929VisaDebitGoldStanbic Bank Ghana, Ltd.Generate
409628VisaDebitGoldSociete Generale Ghana, Ltd.Generate
411893VisaDebitPrepaid ClassicFirst Atlantic Bank, Ltd.Generate
420409VisaDebitPlatinumGCB Bank PLCGenerate
422800VisaDebitElectronStandard Chartered Bank Ghana, Ltd.Generate
430541VisaDebitClassicEcobank Ghana, Ltd.Generate
434470VisaDebitClassicEcobank Ghana, Ltd.Generate
440480VisaDebitPrepaid ClassicABSA Bank Ghana, Ltd.Generate
445825VisaDebit–Access Bank PLCGenerate
450009VisaCreditClassicZenith Bank (Ghana), Ltd.Generate
453110VisaDebitPlatinumABSA Bank Ghana, Ltd.Generate
458235VisaCredit–Access Bank (Ghana), Ltd.Generate
462228VisaDebitClassicBank of Africa Ghana, Ltd.Generate
464422VisaDebitClassicGuaranty Trust Bank Ghana, Ltd.Generate
467365VisaDebitPrepaid PlatinumEcobank Ghana, Ltd.Generate
470657VisaCredit–Barclays Bank of Ghana, Ltd.Generate
476500VisaDebitPrepaid PlatinumFidelity Bank Ghana, Ltd.Generate
477055VisaDebitPrepaidEnergy Bank Ghana, Ltd.Generate
479359VisaDebitRewardsFirst National Bank Ghana, Ltd.Generate
484678VisaDebitBusinessSociete Generale Ghana, Ltd.Generate
486037VisaCreditInfiniteStandard Chartered Bank Ghana, Ltd.Generate
486729VisaDebitPlatinumFirst Atlantic Bank, Ltd.Generate
490458VisaCreditInfiniteRepublic Bank (Ghana), Ltd.Generate
507804Local brandDebit–GCB Bank, Ltd.Generate
516098MastercardDebitPrepaidZenith Bank (Ghana), Ltd.Generate
519024MastercardDebitStandardGN Bank, Ltd.Generate
522437MastercardDebitStandardPrudential Bank, Ltd.Generate
523734MastercardDebitPrepaid Platinum TravelAgricultural Development BankGenerate
527328MastercardDebitPrepaidGuaranty Trust Bank PLCGenerate
529240MastercardDebitPrepaid BusinessGuaranty Trust Bank PLCGenerate
531168MastercardDebitPrepaidCal Bank, Ltd.Generate
534584MastercardDebitWorld RewardsAccess Bank PLCGenerate
538432MastercardDebitPrepaid Platinum TravelStandard Bank of South Africa, Ltd.Generate
546335MastercardDebitPrepaid ReloadableNational Investment Bank, Ltd.Generate
554271MastercardDebitPrepaid BusinessEcobank Nigeria PLCGenerate
558996MastercardDebitWorld EliteEcobank Nigeria PLCGenerate

Frequently asked questions

How do I find which bank issued a card from Ghana?

Type the first 6 to 8 digits into the box above or the BIN checker: it shows the issuer, network, card type and country. 11 banks from Ghana with 10 or more BINs also have a page listing all their BINs.

Which card networks are used in Ghana?

By BIN count: Visa 66%, Mastercard 30%, UnionPay 2%, Verve 1%. 85% of the ranges are debit and 15% credit.

Why do the totals differ (319 vs 284 BINs)?

The dataset holds 319 BINs registered to Ghana, but only 284 name the issuing bank; the rest are listed with a network or a processor only. This page counts the ranges with a named issuer.

Can a BIN be turned into a real, usable card number?

No. Numbers generated from a BIN pass format checks but no bank issued them, so real payments are declined. Use your gateway’s sandbox test cards for checkout tests.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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