FakecreditcardAbout BIN 220196
BIN 220196 is listed as a Mir Gold debit card issued by Joint Stock Company OTP Bank in Russia. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Gold is a mid-tier product between the entry level (Classic or Standard) and premium tiers such as Platinum.
Joint Stock Company OTP Bank has 11 BINs in the dataset, which makes it 59th of 73 banks with a BIN page in Russia. The Joint Stock Company OTP Bank BIN list shows all of them with network, type and level.
Russia has 6,542 BINs in the dataset; among the 4,768 that name an issuer, the main networks are Visa (45%), Mastercard (36%), Maestro (11%), and 61% are debit. See the Russia BIN list or the Russia card generator.
Mir number format for BIN 220196
| Starts with | 220196 (the BIN). First digit 2: airlines, financial and Mastercard 2-series |
|---|---|
| Length | 16 digits (up to 19) |
| Security code | 3-digit CVP2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 2201 9696 4681 9820 |
When you test with this BIN, check that your form shows the Mir logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
BINs just below and above 220196. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.
More BINs from Joint Stock Company OTP Bank
All 11 BINs of Joint Stock Company OTP Bank →
Frequently asked questions
Which bank issued BIN 220196?
BIN 220196 is registered to Joint Stock Company OTP Bank in Russia. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 220196 a debit or a credit card BIN?
It is recorded as debit, product level Gold. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).
How many digits does a card with BIN 220196 have?
Mir card numbers have 16 digits (up to 19), and the security code is a 3-digit CVP2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 220196?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Joint Stock Company OTP Bank, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.