FakecreditcardAbout BIN 220431
In our BIN data, 220431 is a Mir Gold debit card range that belongs to Yandex Bank, registered in Russia. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Gold is a mid-tier product between the entry level (Classic or Standard) and premium tiers such as Platinum.
Yandex Bank has fewer than ten BINs in our data, so it has no bank page.
Across Russia, the dataset counts 6,542 BINs; among the 4,768 that name an issuer, the main networks are Visa (45%), Mastercard (36%), Maestro (11%), and 61% are debit. See the Russia BIN list or the Russia card generator.
Mir number format for BIN 220431
| Starts with | 220431 (the BIN). First digit 2: airlines, financial and Mastercard 2-series |
|---|---|
| Length | 16 digits (up to 19) |
| Security code | 3-digit CVP2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 2204 3110 3689 7222 |
A checkout that receives a number starting with 220431 should detect Mir, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 220431 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
Frequently asked questions
Which bank issued BIN 220431?
BIN 220431 is registered to Yandex Bank in Russia. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 220431 a debit or a credit card BIN?
It is recorded as debit, product level Gold. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).
How many digits does a card with BIN 220431 have?
Mir card numbers have 16 digits (up to 19), and the security code is a 3-digit CVP2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 220431?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Yandex Bank, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.