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BIN 400399 – Visa Credit Card from National Commercial Bank

Bank identification number 400399 belongs to a Visa Platinum credit card range of National Commercial Bank in Saudi Arabia. Below: card format, test numbers and related BINs.

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400399Visa Credit
Network
Visa
Type
Credit
Level
Platinum
Issuer
National Commercial Bank
Country
Saudi Arabia SA
Card length
16 digits (13 and 19 also allowed)
Security code
3-digit CVV2 on the back
8-digit range
40039900–40039999
Issuer phone
96626464060

Generate test numbers with this BIN Open in BIN generator All BINs of this bank

Sample test numbers for BIN 400399 Test data

NumberExpiryCVVCopy
4003 9924 2072 875710/2027092
4003 9961 7168 305308/2031763
4003 9916 1556 156903/2029654

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 400399

In our BIN data, 400399 is a Visa Platinum credit card range that belongs to National Commercial Bank, registered in Saudi Arabia. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Platinum is a premium tier; the issuer sets the benefits and limits, but it ranks above the entry-level products.

With 19 BINs, National Commercial Bank ranks 14th among the 14 banks we list for Saudi Arabia. The National Commercial Bank BIN list shows all of them with network, type and level.

Across Saudi Arabia, the dataset counts 741 BINs; among the 712 that name an issuer, the main networks are Visa (48%), Mastercard (31%), UATP (14%), and 31% are debit. See the Saudi Arabia BIN list or the Saudi Arabia card generator.

Visa number format for BIN 400399

Starts with400399 (the BIN). First digit 4: banking and financial
Length16 digits (13 and 19 also allowed)
Security code3-digit CVV2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as4003 9924 2072 8757

A checkout that receives a number starting with 400399 should detect Visa, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

The BINs closest to 400399 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.

More BINs from National Commercial Bank

All 19 BINs of National Commercial Bank →

Frequently asked questions

Which bank issued BIN 400399?

BIN 400399 is registered to National Commercial Bank in Saudi Arabia. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 400399 a debit or a credit card BIN?

It is recorded as credit, product level Platinum. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

How many digits does a card with BIN 400399 have?

Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 400399?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by National Commercial Bank, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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