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BIN 403243 – Visa Debit Card from Halkbank A.D. Beograd

Bank identification number 403243 belongs to a Visa Classic debit card range of Halkbank A.D. Beograd in Serbia. Below: card format, test numbers and related BINs.

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403243Visa Debit
Network
Visa
Type
Debit
Level
Classic
Issuer
Halkbank A.D. Beograd
Country
Serbia RS
Card length
16 digits (13 and 19 also allowed)
Security code
3-digit CVV2 on the back
8-digit range
40324300–40324399

Generate test numbers with this BIN Open in BIN generator

Sample test numbers for BIN 403243 Test data

NumberExpiryCVVCopy
4032 4337 9370 826101/2027863
4032 4307 0306 141906/2031890
4032 4325 8158 172409/2029570

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 403243

BIN 403243 is listed as a Visa Classic debit card issued by Halkbank A.D. Beograd in Serbia. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Classic marks an entry-level consumer product.

Halkbank A.D. Beograd has fewer than ten BINs in our data, so it has no bank page; 2 BINs starting with 403 belong to it.

Serbia has 710 BINs in the dataset; among the 408 that name an issuer, the main networks are Visa (52%), Mastercard (29%), Discover (11%), and 53% are debit. See the Serbia BIN list.

Visa number format for BIN 403243

Starts with403243 (the BIN). First digit 4: banking and financial
Length16 digits (13 and 19 also allowed)
Security code3-digit CVV2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as4032 4337 9370 8261

A checkout that receives a number starting with 403243 should detect Visa, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

The BINs closest to 403243 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.

More BINs from Halkbank A.D. Beograd

Frequently asked questions

Which bank issued BIN 403243?

BIN 403243 is registered to Halkbank A.D. Beograd in Serbia. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 403243 a debit or a credit card BIN?

It is recorded as debit, product level Classic. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

How many digits does a card with BIN 403243 have?

Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 403243?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Halkbank A.D. Beograd, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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