FakecreditcardAbout BIN 406939
In our BIN data, 406939 is a Visa Gold debit card range that belongs to Standard Bank Sarl, registered in Mozambique. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Gold is a mid-tier product between the entry level (Classic or Standard) and premium tiers such as Platinum.
With 21 BINs, Standard Bank Sarl ranks the third-largest among the 8 banks we list for Mozambique. The Standard Bank Sarl BIN list shows all of them with network, type and level.
Across Mozambique, the dataset counts 200 BINs; among the 195 that name an issuer, the main networks are Visa (93%), Mastercard (7%), and 65% are debit. See the Mozambique BIN list.
Visa number format for BIN 406939
| Starts with | 406939 (the BIN). First digit 4: banking and financial |
|---|---|
| Length | 16 digits (13 and 19 also allowed) |
| Security code | 3-digit CVV2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 4069 3924 8794 2907 |
A checkout that receives a number starting with 406939 should detect Visa, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 406939 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
More BINs from Standard Bank Sarl
All 21 BINs of Standard Bank Sarl →
Frequently asked questions
Which bank issued BIN 406939?
BIN 406939 is registered to Standard Bank Sarl in Mozambique. The dataset lists the website www.standardbank.co.mz. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 406939 a debit or a credit card BIN?
It is recorded as debit, product level Gold. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).
How many digits does a card with BIN 406939 have?
Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 406939?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Standard Bank Sarl, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.