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BIN 408204 – Visa Debit Card from CB Moskommertsbank

The first six digits 408204 identify a Visa Gold debit card issued by CB Moskommertsbank (Russia). Below: card format, test numbers and related BINs.

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408204Visa Debit
Network
Visa
Type
Debit
Level
Gold
Issuer
CB Moskommertsbank
Country
Russia RU
Card length
16 digits (13 and 19 also allowed)
Security code
3-digit CVV2 on the back
8-digit range
40820400–40820499
Issuer phone
+78001000363
Issuer website
www.moskb.ru

Generate test numbers with this BIN Open in BIN generator All BINs of this bank

Sample test numbers for BIN 408204 Test data

NumberExpiryCVVCopy
4082 0475 3933 029408/2028031
4082 0438 3166 910905/2028450
4082 0436 9089 580312/2029425

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 408204

In our BIN data, 408204 is a Visa Gold debit card range that belongs to CB Moskommertsbank, registered in Russia. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Gold is a mid-tier product between the entry level (Classic or Standard) and premium tiers such as Platinum.

With 13 BINs, CB Moskommertsbank ranks 46th among the 73 banks we list for Russia. The CB Moskommertsbank BIN list shows all of them with network, type and level.

Across Russia, the dataset counts 6,542 BINs; among the 4,768 that name an issuer, the main networks are Visa (45%), Mastercard (36%), Maestro (11%), and 61% are debit. See the Russia BIN list or the Russia card generator.

Visa number format for BIN 408204

Starts with408204 (the BIN). First digit 4: banking and financial
Length16 digits (13 and 19 also allowed)
Security code3-digit CVV2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as4082 0475 3933 0294

A checkout that receives a number starting with 408204 should detect Visa, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

The BINs closest to 408204 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.

More BINs from CB Moskommertsbank

All 13 BINs of CB Moskommertsbank →

Frequently asked questions

Which bank issued BIN 408204?

BIN 408204 is registered to CB Moskommertsbank in Russia. The dataset lists the website www.moskb.ru. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 408204 a debit or a credit card BIN?

It is recorded as debit, product level Gold. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

How many digits does a card with BIN 408204 have?

Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 408204?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by CB Moskommertsbank, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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