FakecreditcardAbout BIN 408354
In our BIN data, 408354 is a Visa Business credit card range that belongs to Hipotekarna Banka AD Podgorica, registered in Montenegro. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Business, corporate and commercial products are issued to companies for company spending and often carry different interchange fees from consumer cards.
With 19 BINs, Hipotekarna Banka AD Podgorica ranks the second-largest among the 2 banks we list for Montenegro. The Hipotekarna Banka AD Podgorica BIN list shows all of them with network, type and level.
Across Montenegro, the dataset counts 137 BINs; among the 128 that name an issuer, the main networks are Mastercard (46%), Visa (45%), Maestro (8%), and 56% are debit. See the Montenegro BIN list.
Visa number format for BIN 408354
| Starts with | 408354 (the BIN). First digit 4: banking and financial |
|---|---|
| Length | 16 digits (13 and 19 also allowed) |
| Security code | 3-digit CVV2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 4083 5405 2673 1028 |
A checkout that receives a number starting with 408354 should detect Visa, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 408354 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
More BINs from Hipotekarna Banka AD Podgorica
All 19 BINs of Hipotekarna Banka AD Podgorica →
Frequently asked questions
Which bank issued BIN 408354?
BIN 408354 is registered to Hipotekarna Banka AD Podgorica in Montenegro. The dataset lists the website www.hipotekarnabanka.com. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 408354 a debit or a credit card BIN?
It is recorded as credit, product level Business. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.
How many digits does a card with BIN 408354 have?
Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 408354?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Hipotekarna Banka AD Podgorica, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.