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BIN 408397 – Visa Debit Card from Joint Stock Company Alfa-Bank

The first six digits 408397 identify a Visa Rewards debit card issued by Joint Stock Company Alfa-Bank (Russia). Below: card format, test numbers and related BINs.

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408397Visa Debit
Network
Visa
Type
Debit
Level
Rewards
Issuer
Joint Stock Company Alfa-Bank
Country
Russia RU
Card length
16 digits (13 and 19 also allowed)
Security code
3-digit CVV2 on the back
8-digit range
40839700–40839799

Generate test numbers with this BIN Open in BIN generator All BINs of this bank

Sample test numbers for BIN 408397 Test data

NumberExpiryCVVCopy
4083 9729 5234 830001/2027234
4083 9792 3259 406610/2028319
4083 9789 3639 998806/2029678

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 408397

BIN 408397 is listed as a Visa Rewards debit card issued by Joint Stock Company Alfa-Bank in Russia. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

Joint Stock Company Alfa-Bank has 53 BINs in the dataset, which makes it 11th of 73 banks with a BIN page in Russia. The Joint Stock Company Alfa-Bank BIN list shows all of them with network, type and level.

Russia has 6,542 BINs in the dataset; among the 4,768 that name an issuer, the main networks are Visa (45%), Mastercard (36%), Maestro (11%), and 61% are debit. See the Russia BIN list or the Russia card generator.

Visa number format for BIN 408397

Starts with408397 (the BIN). First digit 4: banking and financial
Length16 digits (13 and 19 also allowed)
Security code3-digit CVV2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as4083 9729 5234 8300

When you test with this BIN, check that your form shows the Visa logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

BINs just below and above 408397. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.

More BINs from Joint Stock Company Alfa-Bank

All 53 BINs of Joint Stock Company Alfa-Bank →

Frequently asked questions

Which bank issued BIN 408397?

BIN 408397 is registered to Joint Stock Company Alfa-Bank in Russia. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 408397 a debit or a credit card BIN?

It is recorded as debit, product level Rewards. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

How many digits does a card with BIN 408397 have?

Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 408397?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Joint Stock Company Alfa-Bank, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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