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BIN 409204 – Visa Credit Card from Gulf Commercial Bank

409204 is the BIN of a Visa Classic credit card from Gulf Commercial Bank, registered in Iraq. Below: card format, test numbers and related BINs.

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409204Visa Credit
Network
Visa
Type
Credit
Level
Classic
Issuer
Gulf Commercial Bank
Country
Iraq IQ
Card length
16 digits (13 and 19 also allowed)
Security code
3-digit CVV2 on the back
8-digit range
40920400–40920499

Generate test numbers with this BIN Open in BIN generator

Sample test numbers for BIN 409204 Test data

NumberExpiryCVVCopy
4092 0411 9247 837310/2029059
4092 0401 1787 982201/2027346
4092 0419 6720 937507/2027022

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 409204

BIN 409204 is listed as a Visa Classic credit card issued by Gulf Commercial Bank in Iraq. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Classic marks an entry-level consumer product.

Gulf Commercial Bank has fewer than ten BINs in our data, so it has no bank page.

Iraq has 308 BINs in the dataset; among the 297 that name an issuer, the main networks are Mastercard (60%), Visa (39%), UnionPay (1%), and 72% are debit. See the Iraq BIN list.

Visa number format for BIN 409204

Starts with409204 (the BIN). First digit 4: banking and financial
Length16 digits (13 and 19 also allowed)
Security code3-digit CVV2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as4092 0411 9247 8373

A checkout that receives a number starting with 409204 should detect Visa, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

The BINs closest to 409204 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.

Frequently asked questions

Which bank issued BIN 409204?

BIN 409204 is registered to Gulf Commercial Bank in Iraq. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 409204 a debit or a credit card BIN?

It is recorded as credit, product level Classic. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

How many digits does a card with BIN 409204 have?

Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 409204?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Gulf Commercial Bank, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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