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BIN 409395 – Visa Credit Card from Credit Union Payment Center (Limited Liability Company)

The first six digits 409395 identify a Visa credit card issued by Credit Union Payment Center (Limited Liability Company) (Russia). Below: card format, test numbers and related BINs.

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409395Visa Credit
Network
Visa
Type
Credit
Level
–
Issuer
Credit Union Payment Center (Limited Liability Company)
Country
Russia RU
Card length
16 digits (13 and 19 also allowed)
Security code
3-digit CVV2 on the back
8-digit range
40939500–40939599
Issuer phone
+73833364949
Issuer website
rnko.ru

Generate test numbers with this BIN Open in BIN generator All BINs of this bank

Sample test numbers for BIN 409395 Test data

NumberExpiryCVVCopy
4093 9567 9534 018404/2031321
4093 9596 5400 162410/2027290
4093 9513 7393 746912/2031725

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 409395

In our BIN data, 409395 is a Visa credit card range that belongs to Credit Union Payment Center (Limited Liability Company), registered in Russia. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

With 356 BINs, Credit Union Payment Center (Limited Liability Company) ranks the second-largest among the 73 banks we list for Russia. The Credit Union Payment Center (Limited Liability Company) BIN list shows all of them with network, type and level.

Across Russia, the dataset counts 6,542 BINs; among the 4,768 that name an issuer, the main networks are Visa (45%), Mastercard (36%), Maestro (11%), and 61% are debit. See the Russia BIN list or the Russia card generator.

Visa number format for BIN 409395

Starts with409395 (the BIN). First digit 4: banking and financial
Length16 digits (13 and 19 also allowed)
Security code3-digit CVV2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as4093 9567 9534 0184

When you test with this BIN, check that your form shows the Visa logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

BINs just below and above 409395. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.

More BINs from Credit Union Payment Center (Limited Liability Company)

All 356 BINs of Credit Union Payment Center (Limited Liability Company) →

Frequently asked questions

Which bank issued BIN 409395?

BIN 409395 is registered to Credit Union Payment Center (Limited Liability Company) in Russia. The dataset lists the website rnko.ru. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 409395 a debit or a credit card BIN?

It is recorded as credit. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

How many digits does a card with BIN 409395 have?

Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 409395?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Credit Union Payment Center (Limited Liability Company), linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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