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BIN 409614 – Visa Debit Card from Banque Internationale de Cameroun pour L'Epargne et le Credit

The first six digits 409614 identify a Visa Classic debit card issued by Banque Internationale de Cameroun pour L'Epargne et le Credit (Cameroon). Below: card format, test numbers and related BINs.

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409614Visa Debit
Network
Visa
Type
Debit
Level
Classic
Issuer
Banque Internationale de Cameroun pour L'Epargne et le Credit
Country
Cameroon CM
Card length
16 digits (13 and 19 also allowed)
Security code
3-digit CVV2 on the back
8-digit range
40961400–40961499

Generate test numbers with this BIN Open in BIN generator

Sample test numbers for BIN 409614 Test data

NumberExpiryCVVCopy
4096 1489 0242 434411/2031897
4096 1475 8319 036409/2028330
4096 1475 1827 371510/2030435

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 409614

In our BIN data, 409614 is a Visa Classic debit card range that belongs to Banque Internationale de Cameroun pour L'Epargne et le Credit, registered in Cameroon. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Classic marks an entry-level consumer product.

Banque Internationale de Cameroun pour L'Epargne et le Credit has fewer than ten BINs in our data, so it has no bank page.

Across Cameroon, the dataset counts 94 BINs; among the 82 that name an issuer, the main networks are Visa (74%), Mastercard (26%), and 91% are debit. See the Cameroon BIN list.

Visa number format for BIN 409614

Starts with409614 (the BIN). First digit 4: banking and financial
Length16 digits (13 and 19 also allowed)
Security code3-digit CVV2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as4096 1489 0242 4344

A checkout that receives a number starting with 409614 should detect Visa, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

The BINs closest to 409614 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.

Frequently asked questions

Which bank issued BIN 409614?

BIN 409614 is registered to Banque Internationale de Cameroun pour L'Epargne et le Credit in Cameroon. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 409614 a debit or a credit card BIN?

It is recorded as debit, product level Classic. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

How many digits does a card with BIN 409614 have?

Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 409614?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Banque Internationale de Cameroun pour L'Epargne et le Credit, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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