FakecreditcardAbout BIN 411855
In our BIN data, 411855 is a Visa Prepaid Cash debit card range that belongs to Banco Santander Puerto Rico, registered in Puerto Rico. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Prepaid products are loaded with funds in advance instead of drawing on a credit line; subscription and recurring-billing flows often handle them separately.
With 19 BINs, Banco Santander Puerto Rico ranks 6th among the 11 banks we list for Puerto Rico. The Banco Santander Puerto Rico BIN list shows all of them with network, type and level.
Across Puerto Rico, the dataset counts 501 BINs; among the 472 that name an issuer, the main networks are Visa (55%), Mastercard (43%), American Express (1%), and 34% are debit. See the Puerto Rico BIN list.
Visa number format for BIN 411855
| Starts with | 411855 (the BIN). First digit 4: banking and financial |
|---|---|
| Length | 16 digits (13 and 19 also allowed) |
| Security code | 3-digit CVV2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 4118 5559 0216 3454 |
A checkout that receives a number starting with 411855 should detect Visa, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 411855 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
More BINs from Banco Santander Puerto Rico
All 19 BINs of Banco Santander Puerto Rico →
Frequently asked questions
Which bank issued BIN 411855?
BIN 411855 is registered to Banco Santander Puerto Rico in Puerto Rico. The dataset lists the website www.santandernet.com. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 411855 a debit or a credit card BIN?
It is recorded as debit, product level Prepaid Cash. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).
How many digits does a card with BIN 411855 have?
Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 411855?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Banco Santander Puerto Rico, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.