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BIN 412517 – Visa Credit Card from Universal Investment Bank AD Skopje

Bank identification number 412517 belongs to a Visa credit card range of Universal Investment Bank AD Skopje in North Macedonia. Below: card format, test numbers and related BINs.

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412517Visa Credit
Network
Visa
Type
Credit
Level
–
Issuer
Universal Investment Bank AD Skopje
Country
North Macedonia MK
Card length
16 digits (13 and 19 also allowed)
Security code
3-digit CVV2 on the back
8-digit range
41251700–41251799

Generate test numbers with this BIN Open in BIN generator All BINs of this bank

Sample test numbers for BIN 412517 Test data

NumberExpiryCVVCopy
4125 1708 2200 269003/2027705
4125 1782 0160 792205/2031635
4125 1715 0909 548612/2027797

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 412517

In our BIN data, 412517 is a Visa credit card range that belongs to Universal Investment Bank AD Skopje, registered in North Macedonia. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

With 13 BINs, Universal Investment Bank AD Skopje ranks 4th among the 6 banks we list for North Macedonia. The Universal Investment Bank AD Skopje BIN list shows all of them with network, type and level.

Across North Macedonia, the dataset counts 205 BINs; among the 183 that name an issuer, the main networks are Visa (44%), Mastercard (36%), Diners Club (10%), and 44% are debit. See the North Macedonia BIN list.

Visa number format for BIN 412517

Starts with412517 (the BIN). First digit 4: banking and financial
Length16 digits (13 and 19 also allowed)
Security code3-digit CVV2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as4125 1708 2200 2690

When you test with this BIN, check that your form shows the Visa logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

BINs just below and above 412517. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.

More BINs from Universal Investment Bank AD Skopje

All 13 BINs of Universal Investment Bank AD Skopje →

Frequently asked questions

Which bank issued BIN 412517?

BIN 412517 is registered to Universal Investment Bank AD Skopje in North Macedonia. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 412517 a debit or a credit card BIN?

It is recorded as credit. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

How many digits does a card with BIN 412517 have?

Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 412517?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Universal Investment Bank AD Skopje, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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