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BIN 415989 – Visa Credit Card from Banco Modal SA

415989 is the BIN of a Visa Classic credit card from Banco Modal SA, registered in Brazil. Below: card format, test numbers and related BINs.

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415989Visa Credit
Network
Visa
Type
Credit
Level
Classic
Issuer
Banco Modal SA
Country
Brazil BR
Card length
16 digits (13 and 19 also allowed)
Security code
3-digit CVV2 on the back
8-digit range
41598900–41598999

Generate test numbers with this BIN Open in BIN generator

Sample test numbers for BIN 415989 Test data

NumberExpiryCVVCopy
4159 8913 7797 104206/2027707
4159 8937 2538 055311/2031881
4159 8985 0782 158310/2031886

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 415989

BIN 415989 is listed as a Visa Classic credit card issued by Banco Modal SA in Brazil. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Classic marks an entry-level consumer product.

Banco Modal SA has fewer than ten BINs in our data, so it has no bank page.

Brazil has 7,719 BINs in the dataset; among the 5,151 that name an issuer, the main networks are Visa (39%), Mastercard (37%), Elo (11%), and 26% are debit. See the Brazil BIN list or the Brazil card generator.

Visa number format for BIN 415989

Starts with415989 (the BIN). First digit 4: banking and financial
Length16 digits (13 and 19 also allowed)
Security code3-digit CVV2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as4159 8913 7797 1042

A checkout that receives a number starting with 415989 should detect Visa, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

The BINs closest to 415989 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.

Frequently asked questions

Which bank issued BIN 415989?

BIN 415989 is registered to Banco Modal SA in Brazil. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 415989 a debit or a credit card BIN?

It is recorded as credit, product level Classic. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

How many digits does a card with BIN 415989 have?

Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 415989?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Banco Modal SA, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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