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BIN 427340 – Visa Credit Card from DZ Bank AG

The first six digits 427340 identify a Visa Business credit card issued by DZ Bank AG (Germany). Below: card format, test numbers and related BINs.

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427340Visa Credit
Network
Visa
Type
Credit
Level
Business
Issuer
DZ Bank AG
Country
Germany DE
Card length
16 digits (13 and 19 also allowed)
Security code
3-digit CVV2 on the back
8-digit range
42734000–42734099
Issuer phone
+4969744701
Issuer website
www.dzbank.com

Generate test numbers with this BIN Open in BIN generator All BINs of this bank

Sample test numbers for BIN 427340 Test data

NumberExpiryCVVCopy
4273 4053 3440 220605/2029343
4273 4089 8412 509305/2031030
4273 4043 1275 251807/2028083

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 427340

BIN 427340 is listed as a Visa Business credit card issued by DZ Bank AG in Germany. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Business, corporate and commercial products are issued to companies for company spending and often carry different interchange fees from consumer cards.

DZ Bank AG has 137 BINs in the dataset, which makes it 4th of 27 banks with a BIN page in Germany. The DZ Bank AG BIN list shows all of them with network, type and level.

Germany has 4,734 BINs in the dataset; among the 2,970 that name an issuer, the main networks are Maestro (35%), Visa (26%), Mastercard (18%), and 53% are debit. See the Germany BIN list or the Germany card generator.

Visa number format for BIN 427340

Starts with427340 (the BIN). First digit 4: banking and financial
Length16 digits (13 and 19 also allowed)
Security code3-digit CVV2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as4273 4053 3440 2206

When you test with this BIN, check that your form shows the Visa logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

BINs just below and above 427340. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.

More BINs from DZ Bank AG

All 137 BINs of DZ Bank AG →

Frequently asked questions

Which bank issued BIN 427340?

BIN 427340 is registered to DZ Bank AG in Germany. The dataset lists the website www.dzbank.com. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 427340 a debit or a credit card BIN?

It is recorded as credit, product level Business. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

How many digits does a card with BIN 427340 have?

Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 427340?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by DZ Bank AG, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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