FakecreditcardAbout BIN 428686
In our BIN data, 428686 is a Visa Platinum debit card range that belongs to HSBC Bank Middle East, registered in Qatar. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Platinum is a premium tier; the issuer sets the benefits and limits, but it ranks above the entry-level products.
With 20 BINs, HSBC Bank Middle East ranks 10th among the 15 banks we list for Qatar. The HSBC Bank Middle East BIN list shows all of them with network, type and level.
Across Qatar, the dataset counts 472 BINs; among the 458 that name an issuer, the main networks are Visa (40%), Mastercard (36%), UATP (22%), and 25% are debit. See the Qatar BIN list.
Visa number format for BIN 428686
| Starts with | 428686 (the BIN). First digit 4: banking and financial |
|---|---|
| Length | 16 digits (13 and 19 also allowed) |
| Security code | 3-digit CVV2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 4286 8656 4281 6824 |
A checkout that receives a number starting with 428686 should detect Visa, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 428686 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
More BINs from HSBC Bank Middle East
All 20 BINs of HSBC Bank Middle East →
Frequently asked questions
Which bank issued BIN 428686?
BIN 428686 is registered to HSBC Bank Middle East in Qatar. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 428686 a debit or a credit card BIN?
It is recorded as debit, product level Platinum. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).
How many digits does a card with BIN 428686 have?
Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 428686?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by HSBC Bank Middle East, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.