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BIN 430434 – Visa Debit Card from Bank Gospodarstwa Krajowego

The first six digits 430434 identify a Visa Business debit card issued by Bank Gospodarstwa Krajowego (Poland). Below: card format, test numbers and related BINs.

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430434Visa Debit
Network
Visa
Type
Debit
Level
Business
Issuer
Bank Gospodarstwa Krajowego
Country
Poland PL
Card length
16 digits (13 and 19 also allowed)
Security code
3-digit CVV2 on the back
8-digit range
43043400–43043499
Issuer phone
+48225998888
Issuer website
www.en.bgk.pl

Generate test numbers with this BIN Open in BIN generator

Sample test numbers for BIN 430434 Test data

NumberExpiryCVVCopy
4304 3448 4882 040007/2028995
4304 3412 1863 188807/2027474
4304 3448 3207 129107/2027414

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 430434

In our BIN data, 430434 is a Visa Business debit card range that belongs to Bank Gospodarstwa Krajowego, registered in Poland. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Business, corporate and commercial products are issued to companies for company spending and often carry different interchange fees from consumer cards.

Bank Gospodarstwa Krajowego has fewer than ten BINs in our data, so it has no bank page; 2 BINs starting with 430 belong to it.

Across Poland, the dataset counts 1,461 BINs; among the 1,288 that name an issuer, the main networks are Visa (54%), Mastercard (39%), Maestro (4%), and 51% are debit. See the Poland BIN list or the Poland card generator.

Visa number format for BIN 430434

Starts with430434 (the BIN). First digit 4: banking and financial
Length16 digits (13 and 19 also allowed)
Security code3-digit CVV2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as4304 3448 4882 0400

A checkout that receives a number starting with 430434 should detect Visa, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

The BINs closest to 430434 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.

More BINs from Bank Gospodarstwa Krajowego

Frequently asked questions

Which bank issued BIN 430434?

BIN 430434 is registered to Bank Gospodarstwa Krajowego in Poland. The dataset lists the website www.en.bgk.pl. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 430434 a debit or a credit card BIN?

It is recorded as debit, product level Business. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

How many digits does a card with BIN 430434 have?

Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 430434?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Bank Gospodarstwa Krajowego, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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